Amherst Federal Credit Union

Amherst Federal Credit Union Full service financial institution for members to save and to borrow at attractive rates, where service is our main business.

Phone: (716) 634-3881
Teller-24: (716) 634-2025
Fax: (716) 634-1272

Like all Credit Unions, Amherst FCU is wholly owned by its members. As owners, these shareholders (members) receive earnings as higher dividends on savings, lower interest rates on loans, fewer and lower fees and full commitment from management and staff to confidential personalized services. Other earnings are set aside as reser

ves. Our Credit Union is federally insured by the National Credit Union Administration (NCUA) and each memberโ€™s deposits are backed by the full faith and credit of the United States Government to at least $250,000.

The backpacks continue to multiply ๐ŸŽ’ Thank you to everyone who's supported and donated supplies so far! This Friday, Aug...
08/17/2026

The backpacks continue to multiply ๐ŸŽ’ Thank you to everyone who's supported and donated supplies so far! This Friday, August 21st is the last day to donate! Lets together ๐Ÿ“šโœ๏ธ๐Ÿ–๏ธ

08/03/2026

Whether youโ€™re living paycheck to paycheck, navigating retirement, or anywhere in between, itโ€™s more important than ever to make sure youโ€™re budgeting responsibly and not spending more than you need to, especially on a loan or credit card. Amherst FCU is member-first to its core, with our commitment to the financial empowerment of our members at the forefront of our lending policies and procedures. Hereโ€™s how it benefits our members:
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Help us Stuff the Bus โœ๏ธ๐Ÿ“š For the next month, credit union and community members alike are encouraged to donate school s...
07/20/2026

Help us Stuff the Bus โœ๏ธ๐Ÿ“š For the next month, credit union and community members alike are encouraged to donate school supplies for any kind to benefit the local Boys and Girls Clubs of WNY!

Amherst Federal Credit Union was originally founded by our local Amherst teachers in 1947, and we strive to continue to empower each generation of students ๐Ÿ‘ฉโ€๐ŸŽ“
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07/15/2026

Save money on your car payment! Stop paying so much interest, finance your vehicle with Amherst Federal Credit Union!

Rates are as low as 2.99% APR, and if you can secure a better rate elsewhere, we'll try to beat it!

Call our office at 716-634-3881 and speak to a member of our Amherst office staff right away.
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Help us Stuff the Bus! ๐Ÿ“šโœ๏ธAmherst Federal Credit Union is proud to partner with We Are Buffalo and other local organizat...
07/14/2026

Help us Stuff the Bus! ๐Ÿ“šโœ๏ธ

Amherst Federal Credit Union is proud to partner with We Are Buffalo and other local organizations to help collect school supplies for children in our community.

From July 20 through August 21, stop by our office during business hours to drop off new school supplies in our Stuff the Bus collection box. Backpacks, notebooks, pencils, folders, binders, crayons, you name it, every donation helps!

All donations will benefit the Boys & Girls Clubs of Western New York, helping local students start the school year prepared for success.

Thank you for helping us make a difference! ๐Ÿ’š

Before the school year kicks off, We Are Buffalo is collecting new supplies for local kids through Stuff the Bus.

Car prices keep going up, but that doesn't mean you should pay more than you have to! ๐Ÿš— Save money in interest by financ...
07/06/2026

Car prices keep going up, but that doesn't mean you should pay more than you have to! ๐Ÿš— Save money in interest by financing with a local credit union. ๐Ÿค‘ We typically have lower rates than dealership financing and other national and local banks, which means lower monthly payments and more money left in your pocket. ๐Ÿ’ฐ
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Happy 4th of July weekend ๐Ÿ‡บ๐Ÿ‡ธ Please note the following holiday hours for America's 250th:Our office will be closed Frida...
07/03/2026

Happy 4th of July weekend ๐Ÿ‡บ๐Ÿ‡ธ Please note the following holiday hours for America's 250th:

Our office will be closed Friday, July 3rd & Saturday, July 4th. Electronic transactions will process as normal.

We apologize for any inconvenience and appreciate your understanding.

07/01/2026

From July 1, 2026 through August 31, 2026, all Auto Loans are up to 1.25% APR off! โ˜€๏ธ

Donโ€™t waste time searching โ€œcar loan near me.โ€ Save yourself time and money with Amherst FCU. Get 1.00% APR off your qualifying auto loan rate just by applying during this sale, and get an additional 0.25% APR off by setting up direct deposit and a recurring automatic loan transfer.

New and existing members can finance new and used cars purchased from a dealership or private seller, refinance existing auto loans held elsewhere, or even buy out their lease with financing from Amherst Federal Credit Union.

Offer valid July 1, 2026 - August 31, 2026
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How are we celebrating America's 250th? By taking part in  tour of the USA. ๐Ÿ‡บ๐Ÿ‡ธ They spent the last few years highlightin...
06/30/2026

How are we celebrating America's 250th? By taking part in tour of the USA. ๐Ÿ‡บ๐Ÿ‡ธ They spent the last few years highlighting every town and city in our great country, including our home in Amherst, NY!

Amherst Federal Credit Union is honored to be featured in HelloNation, official partner of the US Conference of Mayors. HelloNation is celebrating the United States of America by highlighting every town and city in America with an incredible, constantly updating, digital magazine experience. Along with a new article from Amherst FCU in each new edition, enjoy other helpful local articles, upcoming community events, and more.

Amherst Federal Credit Union will have a featured article in each edition of the digital magazine, such as How to Qualify for Membership at a Community Credit Union.
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Please note the Amherst FCU office will be closed today, Friday, June 19th and tomorrow, Saturday, June 20th in recognit...
06/19/2026

Please note the Amherst FCU office will be closed today, Friday, June 19th and tomorrow, Saturday, June 20th in recognition of Juneteenth. We will be back in the office Monday morning. We apologize for any inconvenience and appreciate your understanding.

Address

6470 Main Street, Ste 5
Williamsville, NY
14221

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm
Saturday 9am - 11am

Telephone

+17166343881

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