Amherst Federal Credit Union

Amherst Federal Credit Union Full service financial institution for members to save and to borrow at attractive rates, where service is our main business.

Phone: (716) 634-3881
Teller-24: (716) 634-2025
Fax: (716) 634-1272

Like all Credit Unions, Amherst FCU is wholly owned by its members. As owners, these shareholders (members) receive earnings as higher dividends on savings, lower interest rates on loans, fewer and lower fees and full commitment from management and staff to confidential personalized services. Other earnings are set aside as reser

ves. Our Credit Union is federally insured by the National Credit Union Administration (NCUA) and each member’s deposits are backed by the full faith and credit of the United States Government to at least $250,000.

10/28/2025

Winter is coming 🥶 Get those home renovation projects out of the way before its too late. We've got low, fixed rate options for big projects like roof repairs or full kitchen remodels. and smaller projects like new carpets or a new generator before the weather turns.

Rates are discounted 1.50% APR off through November 30th at Amherst Federal Credit Union. Give us a call at 716-634-3881 or visit the link in our bio to learn more!
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#716

Happy from your friends at Amherst Federal Credit Union. If you happen to visit our office today, feel free to enjoy s...
10/16/2025

Happy from your friends at Amherst Federal Credit Union. If you happen to visit our office today, feel free to enjoy some refreshments! We appreciate all our loyal members who help make Amherst FCU great.

Are you making the most of your membership? Did you know AFCU is good for more than just our great rates, fewer fees, & personalized service?

All members are also eligible to access a variety of products and services exclusive to our members including: Visa Gift & Travel Cards, Free Notary Service, ScoreCard Rewards, Scholarship Opportunities, Discounted Estate Planning, Loan Rate Discounts, Free Credit Review, and much more.
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#716

10/14/2025

Did you know that Amherst FCU offers pre-approval for all vehicle loans? That goes for motorcycles, RVs, and boats, as well as new, used, and classic cars. Don’t have one picked out? No problem. We can get you approved for an amount to go car shopping with financing already locked in. Here’s how it works.
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#716

10/06/2025

Have you ever had your home appraised? It may be worth more than you think and the value in your home can be a key asset in navigating your financial future! The equity in your home can help with you with Debt Consolidation, Home Renovations, Tuition Costs, Medical Bills, and much more!

From October 1st - November 30th, we are discounting all new Home Equity Lines of Credit by 1.50% APR off! That means 15-year fixed rates as low as 6.25% APR, and a variable rate of 5.75% APR.

We also offer a “Mini” Home Equity Line of Credit, which has a lower fixed rate of 6.00% APR and shorter term of 3-5 years/ for smaller, less costly projects.

Your credit score won't affect the rate either, meaning our HELOCs can be helpful when times are tough. There’s also no application fees, no closing costs, and we’ll even pay for the appraisal as long as you complete the process and keep the line of credit open for at least 3 years.

We refinance as well, so if you have a Home Equity Loan with another financial institution and want to get in on our lower rates, we are happy to help.

This sale is only available for a limited time, October 1, 2025 – November 30, 2025, so make sure you apply before then to take advantage of these low rates.

Give us a call at 716-634-3881 to talk to a loan officer and get the process started!
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#716

Exciting news for our members! Amherst Federal Credit Union has teamed up with Trust & Will and Love My Credit Union Rew...
09/08/2025

Exciting news for our members! Amherst Federal Credit Union has teamed up with Trust & Will and Love My Credit Union Rewards to offer an exclusive benefit to our members. Now, you can create your estate plan easily, affordably, and securely with a 20% discount on any plan from Trust & Will. Don't wait to secure your future - visit our website today for this special offer!

https://amherstcu.com/estateplan.php

We'd like to give a big thank you to our members, staff, and local community who helped make Stuff the Bus with & such...
08/18/2025

We'd like to give a big thank you to our members, staff, and local community who helped make Stuff the Bus with & such a great success!

This was just one of many drop box locations around WNY, stuffed with backpacks full of school supplies with everything supporting local Salvation Army Youth Programs.

Now, enjoy the rest of summer!
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#716

Don't miss out on our Recreational Vehicle Loan Sale!We’re always looking for ways to better serve our members, so this ...
07/16/2025

Don't miss out on our Recreational Vehicle Loan Sale!

We’re always looking for ways to better serve our members, so this summer we made some updates to our recreational vehicle lending policy to accommodate more of our members’ needs.

Now for the first time we are offering term lengths up to 180 months (15 years) for certain recreational vehicles, making monthly payments much more affordable.

On top of that, from July 1, 2025 – July 31, 2025, we are discounting all Recreational Vehicle Loans by 1.00% APR off, meaning rates as low as 6.49% APR.

For more info and to apply now visit https://amherstcu.com/auto.php

Reminder: The Amherst FCU office will be closed Friday, July 4th & Saturday, July 5th in recognition of Independence Day...
07/04/2025

Reminder: The Amherst FCU office will be closed Friday, July 4th & Saturday, July 5th in recognition of Independence Day. Typical hours will resume Monday. Stay safe and have a happy 4th!

Please note the AFCU office will be closed today, June 19th, in recognition of Juneteenth. We will be open Friday and Sa...
06/19/2025

Please note the AFCU office will be closed today, June 19th, in recognition of Juneteenth. We will be open Friday and Saturday with our typical hours.

This past Friday, Amherst FCU proudly sponsored and attended the 5K Run/Walk 🩷 A cause very near and dear to our hear...
06/09/2025

This past Friday, Amherst FCU proudly sponsored and attended the 5K Run/Walk 🩷 A cause very near and dear to our hearts, and one that we are always eager to supprt.
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#716

These days summer fun can be quite expensive. Luckily, we’re here to help lighten the load! For the month of June, we’re...
06/02/2025

These days summer fun can be quite expensive. Luckily, we’re here to help lighten the load! For the month of June, we’re dropping our Personal Loan rates by 1.50% APR, which means rates as low as 8.24% APR. Our lowest unsecured rates since December 2022.

Whether it’s vacation expenses, work to be done around the house, existing debt you’d like to consolidate, or anything else, a personal loan with AFCU is a great option!

This sale is only available for a limited time, June 1, 2025 – June 30, 2025, so make sure you apply in that timeframe to take advantage of these low rates. Give us a call at 716-634-3881 to talk to a loan officer and get the process started!

https://www.amherstcu.com/summer.php

Address

6470 Main St, Ste 5
Williamsville, NY
14221

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm
Saturday 9am - 11am

Telephone

+17166343881

Website

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