What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 6pm

Guaranty Bank

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Guaranty Bank is a full-service banking institution that proudly takes care of their customers!

Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts, as well as real estate mortgages and installment, personal, and automobile loans.

11/02/2026

🏦🔒 How Safe Are Your Savings? Let's Talk FDIC Insurance!

Your savings represent hard work, future plans, and financial goals. That's why understanding how FDIC deposit insurance works is so important!

At Guaranty Bank, eligible deposits are protected by FDIC insurance, helping you save with greater confidence.

💰 Here's what you should know:

✅ Your Money Is Protected: FDIC insurance covers eligible deposits up to the applicable limits.

✅ Common Accounts Are Covered: Checking accounts, savings accounts, money market deposit accounts, and certificates of deposit (CDs) are generally eligible.

✅ Save With Confidence: Deposit insurance provides protection if an FDIC-insured bank fails.

The standard coverage limit is $250,000 per depositor, per insured bank, per ownership category.

Whether you're saving for a home, an emergency fund, or your family's future, understanding your deposit protection matters.

Learn more at guarantybank.us or visit fdic.gov.

Guaranty Bank | Member FDIC

10/31/2026

Come see us @ 304 Motorsports Park for the trunk or treat @5:30 today.

10/30/2026

🏦 Fun Fact! Community Banking Has Deep Roots in American History!

Long before searching for “banks near me” became part of everyday life, local banks were helping communities manage money and support economic growth.

During the 19th century, community banks played an important role in serving local merchants, families, and businesses by providing access to financial services close to home.

While banking technology has changed over the years, the importance of strong local relationships remains.

💙 Community banking is about more than money. It's about people, relationships, and growing together.

Discover more at guarantybank.us

10/28/2026

🏥💰 Plan Today for a Healthier Financial Future!

Retirement is a time to enjoy the life you've worked hard to build, but healthcare expenses can take a significant portion of your retirement savings.

Planning ahead can help you prepare for unexpected medical costs and protect your financial well-being.

Here are a few smart steps to consider:

✅ Understand Your Options: Learn about Medicare and supplemental insurance coverage.

✅ Estimate Future Expenses: Include medical appointments, prescriptions, and other healthcare needs in your retirement budget.

✅ Start Planning Early: Explore savings strategies and prepare for potential healthcare costs.

✅ Protect Your Future: Build a financial plan that supports your long-term needs.

A little preparation today can make a big difference in your retirement tomorrow!

Learn more at guarantybank.us

10/26/2026

🏦🔒 Are All Your Bank Accounts FDIC Insured?

Your money deserves protection, and understanding FDIC deposit insurance is an important part of managing your finances with confidence!

At Guaranty Bank, eligible deposits are protected by FDIC insurance, subject to coverage limits and requirements.

💰 What's typically covered?
✅ Checking Accounts
✅ Savings Accounts
✅ Money Market Deposit Accounts
✅ Certificates of Deposit (CDs)

The standard FDIC insurance limit is $250,000 per depositor, per insured bank, per ownership category**.

⚠️ Remember: Investments such as stocks, bonds, mutual funds, and annuities are not covered by FDIC deposit insurance, even when purchased through a bank.

Know what's protected. Bank with confidence. Plan for your financial future!

Learn more at guarantybank.us or visit fdic.gov for additional information.

Guaranty Bank | Member FDIC

10/23/2026

🏡 **Did You Know? Homeownership Became More Accessible in the 1930s!**

The creation of the Federal Housing Administration (FHA) in 1934 marked an important turning point in American housing history.

By introducing mortgage insurance programs and encouraging more manageable loan terms, the FHA helped make home financing more accessible to families across the country.

Over time, these changes helped pave the way for millions of Americans to pursue their dream of homeownership.

**From the history of home lending to today's financial opportunities, homeownership continues to be an important milestone for many families.**

Learn more at **guarantybank.us**.

10/21/2026

💰 A Small Cushion Can Make a Big Difference!

Unexpected expenses happen, but keeping a little extra money in your checking account can help you stay prepared and reduce the risk of overdraft fees.

Here’s why maintaining a small financial cushion matters:

✅ Extra Protection: Help cover unexpected payments or automatic withdrawals.

✅ Fewer Fees: Reduce the chances of overdrawing your account.

✅ Better Financial Control: Stay on top of your balance and manage everyday expenses with confidence.

Even a small amount set aside can make managing your money easier. Start with what you can afford and build your cushion over time!

Small habits today can lead to greater financial stability tomorrow.

Learn more at guarantybank.us.

10/19/2026

🚨 Scammers Can Pretend to Be Your Bank. Know the Warning Signs!

Bank impersonation scams are designed to trick you into sharing sensitive information through phone calls, text messages, or emails.

Protect yourself with these simple reminders:

🔒 Keep your information private. Never share passwords, PINs, or verification codes with unexpected callers or messages.

🔗 Think before you click. Avoid suspicious links and attachments.

📞 Verify before you respond. If someone claims to be from Guaranty Bank, hang up and contact us directly using our official phone number.

⚠️ Watch for red flags. Be cautious of urgent requests, threats, or pressure to act immediately.

Your financial security matters. Stay alert, stay informed, and help protect your accounts.

Learn more at guarantybank.us.

10/16/2026

💳 **Did You Know?** The idea of flexible borrowing existed long before modern credit cards!

In the early 1900s, some banks offered select customers the ability to overdraw their accounts without additional fees, reflecting early forms of financial flexibility.

Over time, banking continued to evolve, introducing new ways for individuals and businesses to access credit and manage their finances.

From traditional banking practices to today's modern financial tools, one thing remains constant: **banking continues to adapt to customers' changing needs.**

Learn more at **guarantybank.us**.

10/14/2026

🛍️ Think Before You Buy!

Impulse purchases can add up faster than you think. Before making an unplanned purchase, try the 24-hour rule!

Give yourself a full day to decide whether you really need the item or if it's simply a passing want.

Ask yourself:
⏰ Will I still want this tomorrow?
💰 Does it fit my budget?
🎯 Is it worth delaying my financial goals?

A little patience today can lead to smarter spending and bigger savings tomorrow!

Spend wisely. Save intentionally. Build better financial habits.

Learn more at guarantybank.us.

Address

10 Commerce Drive
Williamson, WV
25661

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 6pm

Telephone

+13044751900

Website

http://www.guarantybank.us/

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