Guild Mortgage - Beth Stephans Team

Guild Mortgage - Beth Stephans Team Beth Stephans
Sr Loan Officer, NMLS # 140755, Movement Mortgage
I am authorized to do business in the states of Florida, Pennsylvania and Virginia

Beth Stephans
Sr. Loan Officer - Movement Mortgage
NMLS #140755
610-574-0320
[email protected]

Galiena Giombetti
Loan Officer Assistant
NMLS #1055607
484-437-8089
[email protected]

Movement Mortgage is pleased to announce that Beth Stephans and Galiena Giombetti joined Movement as The Beth Stephans Team, bringing with them over 40 years of mortgage experience. What sets them

apart is their combined knowledge of all sides of the mortgage process from origination to closing, giving them a unique perspective of the transaction.

09/01/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

Getting approved for a certain amount doesn't mean you have to spend it. Before you start house hunting, think about the...
08/31/2026

Getting approved for a certain amount doesn't mean you have to spend it.

Before you start house hunting, think about the monthly payment that feels comfortable for your budget. That includes more than just principal and interest. Property taxes, insurance, HOA fees, utilities, and everyday life all factor into the bigger picture.

Knowing your comfort zone upfront can help you shop with confidence and avoid stretching your finances too thin.

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20%...
08/27/2026

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20% down.

08/26/2026

Before you talk yourself out of homeownership, let’s talk. You may have more options than you think.

Growing family. New job. Military orders. Retirement. Most people don't decide to buy a home because the market is perfe...
08/24/2026

Growing family. New job. Military orders. Retirement. Most people don't decide to buy a home because the market is perfect. They decide because life is moving. The good news is there are loan options and strategies built for your specific situation, whatever the market is doing.

Some companies measure success by production. We believe success is bigger than that. It's the doors opened. The opportu...
08/21/2026

Some companies measure success by production. We believe success is bigger than that. It's the doors opened. The opportunities created. The communities served. The lives changed through homeownership.

Rates get all the attention. The monthly difference? Not always as much. Before you spend months waiting for a quarter-p...
08/20/2026

Rates get all the attention. The monthly difference? Not always as much. Before you spend months waiting for a quarter-point drop, see what that difference actually looks like for your budget.

*Annual Percentage Rate (APR) is current as of 8/6/26. The interest rate and APR are subject to change daily without notice, and are based on a 30 year fixed conventional loan program with 20% down payment, minimum FICO score of 727, and no downpayment assistance on a single-family, primary residence. Information on this piece is strictly for example purposes only. Qualification is required. Rates may vary and may not be indicative of current market rates, contact a loan officer for a true rate quote. Additional costs and fees may apply. Does not include taxes and insurance; actual payment may be higher. Reach out to a loan officer for a true rate quote.

Document request? Don't panic. More paperwork doesn't automatically mean there's a problem. In many cases, it's simply p...
08/20/2026

Document request? Don't panic. More paperwork doesn't automatically mean there's a problem. In many cases, it's simply part of verifying details and keeping your loan moving toward the finish line.

08/19/2026

Did you know this is what a Movement loan builds?
Six schools. Tuition-free. Over 2,000 kids and counting.

08/18/2026

If your loan amount exceeds $832,750 (contiguous U.S. and DC), it falls into the jumbo loan category in most markets. The good news? Qualified buyers may have access to competitive financing options with lower down payments than many expect, and Movement’s in-house underwriting allows for a fast, predictable process to get you in your home without any hiccups.

*Qualification is required. Several states do not have high cost limits in 2026. Jumbo express program has a loan maximum limit of 3million. Movement Mortgage is not affiliated, endorsed or sponsored by the Federal Housing Finance Government Agency.

Address

4804 Courthouse Street Ste 4B
Williamsburg, VA
23188

Opening Hours

Monday 6am - 5pm
Tuesday 6am - 5pm
Wednesday 6am - 5pm
Thursday 6am - 5pm
Friday 6am - 5pm

Telephone

+16105740320

Website

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