Kevin Onizuk, Your Mortgage Guy

11/25/2025

08/18/2025

Whirlwind few days in DC. Tours of the capital and White House. Absolutely amazing food. We walked over (30 miles according to fitbit).

08/18/2025

United States botanical gardens ended up being one of our favorite things we saw. We didn’t even know it existed. We are officially at that age where we love plants and birds.

08/17/2025

A quick visit to 1600 Pennsylvania Avenue! 🇺🇸

08/11/2025

Before and after weekend project.
Bricks are all random bricks washed up on the beach…over a half-mile walk away. Jamie and I got lots of weighted steps this weekend!

11/22/2024

Our awesome and fun trip to Negril Jamaica to celebrate our anniversary!

10/02/2024

07/18/2024

OK...that's a nice, affordable new listing in Williamsburg. And I love that it backs up to woods that go all the way back to the Warhill complex. That's a great opportunity for someone!!

This 1754 square feet Single Family home has 4 bedrooms and 3 bathrooms. It is located at 218 Walker Dr, Williamsburg, VA.

04/23/2024

ZILLOW FINDS -- Check out this cool lighthouse for sale! That would make an amazing short term rental with a bit of work!

This 1500 square feet Single Family home has 4 bedrooms and 1 bathroom. It is located at 0 Smith Point Rd, Reedville, VA.

03/20/2024

ATTENTION REALTOR FRIENDS – IT WILL BE OK!!

Take a deep breath, step back, and rest assured that things will work out. There are still many unknowns, and this is all new territory. The dust has yet to settle, and while things may be different, remember that different doesn't always mean better or worse. There will be growth opportunities for those who can pivot and shift quickly, but there will also be casualties among those who resist change and cling to "the way we used to do it."

How do I know? I've lived through it. This was our experience from 2010 to 2015 in the mortgage world. We persevered during the enactment of Dodd-Frank, which required us to get licensed – something we should have done anyway. The regulations also had a significant impact on our compensation, shaking things up and limiting our earnings. We had casualties, but we also had many who thrived. We pushed through. We learned. We changed. And eventually, we thrived again.

I am here for you. All LO partners are here for you. Together, we can work on solutions. We are on your team and want to see you succeed in whatever challenges lie ahead. Invite us in. Two heads are better than one, and we have experience navigating changes similar to those you are facing.

Stay strong, stay adaptable, and remember that we're in this together.