06/18/2026
Last night’s storms and tornado sirens were enough to keep many of us awake. We hope everyone is safe and doing well today.
If your home or property may have storm damage, here are a few important steps to take before filing an insurance claim:
✅ Inspect your property safely for visible damage to your roof, siding, gutters, windows, fences, and other structures.
✅ Take photos and document everything before making temporary repairs.
✅ Contact a licensed and reputable contractor to inspect the damage and provide a written estimate.
✅ Review the estimate and extent of damage before filing a claim. Not every repair requires an insurance claim, and filing unnecessary claims can affect your claim history.
✅ Call our office first. We are happy to discuss the damage, review your deductible, and help determine whether filing a claim makes sense for your situation.
⚠️ Be cautious of storm-chasing contractors who show up at your door offering immediate repairs. Always verify that anyone inspecting or repairing your property is properly licensed and insured.
At Gardner & Lindsey Insurance, we're here to help guide you through the process and answer your questions.
Stay safe, check on your neighbors, and don't hesitate to reach out if you need assistance.
— The Gardner & Lindsey Insurance Team 💙🏠🌪️