05/20/2023
*Term Life products are well suited for people with growing families. Term Life insurance is a type of life insurance that
provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
*Final Expense insurance is a type of insurance is a type of whole life insurance policy that is specifically marketed to
cover the expenses associated with a funeral, memorial service, reception, cremation and or burial. Also commonly known
as burial insurance.
*Disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented
from working and earning a income due to a disability. It pays you a portion of your income if you are injured or too
sick to work.
*Debt Free Life program is based on the infinite banking concept, which allows clients to become their own bankers. Through this system, clients can utilize the cash values within whole life insurance policies to fund purchases rather than borrowing money from a lender. This concept provides clients with financial wisdom and can be used through different life stages to help cover unexpected expenses, fund education opportunities, supplement retirement and even pay down existing debt.
*Indexed Universal Life (IUL) insurance that offers a cash value component along with a death benefit. The money in the cash value account can earn interest based on the performance of an underlying index, such as the s&P 500. The policy holder decdies how much cash value to assign to a fixed-rate account and an equity-indexed account. IULs are sold as an insurance-investment hybrid.
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