Precision Mortgage and Real Estate

12/25/2025

Merry Christmas 🎄

12/18/2025

🎄 A week until Christmas and the rush is REAL.
Between shopping, school events, work deadlines, and end-of-year finances, it’s easy to forget to slow down.

Before you tackle one more errand or stress about one more thing, here’s a different kind of home to-do list for the week:

✅Play holiday music
✅ Hang Christmas light together
✅Have family game night
✅Bake cookies (or buy them—no judgement 😉)

A house becomes a home through moments, not perfection.

May your home be filled with peace, rest, and gratitude this week—because the greatest gift was never meant to be rushed and is not found under the tree.

From our home to yours,
Wishing you a joyful, peaceful Christmas 🎄✨

12/11/2025

Fed Just Cut Rates — Here’s What It Means for Mortgage Rates in Southern California 🏡☀️

The Federal Reserve announced a 0.25% rate cut, and everyone immediately asks:
“Are mortgage rates dropping now?”

Here’s the real answer ⬇️

👉 The Fed doesn’t set mortgage rates.
Their rate affects short-term lending, but mortgage rates are driven more by long-term bond markets and the 10-year Treasury yield.

👉 A Fed cut can nudge mortgage rates lower over time… but not instantly.
Markets often price in the cut before it even happens. So we usually see gradual movement, not a big overnight drop.

👉 In SoCal, even a small rate dip matters.
A move from something like 6.25% → 6.00% can save hundreds per month on a typical California mortgage. That boosts buying power and affordability.

👉 What to expect next:
• Rates may ease slowly in the coming weeks
• Bigger changes depend on inflation and future Fed decisions
• Local demand and low inventory still keep the SoCal market competitive

Bottom line:
📊 The 0.25% Fed cut helps create conditions for lower mortgage rates, but it’s not a direct 1-to-1 drop.
🏡 If you’re thinking about buying or refinancing, these small shifts could still work in your favor.

If you want to see how much a rate change could impact your payment, message us — We are happy to run the numbers. 💬😊

11/27/2025

Happy Thanksgiving from our family to yours 🦃

10/23/2025

Biola University Baseball program is well on their way of reaching their goals of 150 donors and/or $15k in donations. If they reach either one of these goals they will be gifted an additional $15k! Please consider donating or sharing to help spread the word.
Athletic week of giving ends tomorrow 10/24/25

Help us Rise! Your gift during Athletics Week of Giving supports Biola Baseball!

10/08/2025

Sold in less than a week!
1324 Macadamia Dr., Fallbrook
So happy we were able to deliver an all cash offer and execute a quick close for our seller. Congratulations to both the buyer and seller on the closing of this beautiful property!

09/21/2025

OPEN HOUSE TODAY…Here til 2pm
Come checkout this beautiful property!
1324 Macadamia Dr., Fallbrook

09/16/2025

Just listed!
Open House Sunday 9/21/25 from 11am - 2pm
Come say Hi and take a tour of this charming ranch style home!
Spend some time enjoying what the quaint little town of Fallbrook has to offer, from the beautiful Live Oak Park to the local shops and restaurants.
*We have a few great recommendations*
https://portal.onehome.com/en-US/share/2232228X61322