05/29/2026
Your job’s life insurance isn’t a plan.
It’s a perk — and perks disappear.
Real protection is something you own, something that stays with you through job changes, promotions, layoffs, and every chapter of life.
The good news?
You’ve got options that fit every budget and every stage of life:
🔹 Term Life — simple, affordable coverage for the years your family needs it most.
🔹 Return of Premium Term — get covered and get your money back if you outlive the term.
🔹 Universal Life — long‑term, flexible protection that can grow with you.
Your employer’s policy won’t follow you…
But your own policy will.
If you’re not sure which option fits your life, I can help you compare them in minutes.
Just reach out — your future self will thank you.
— Misty Cavanaugh, Your Local Agent, 316-302-4225