LT Care Solutions

LT Care Solutions Retirement Health Planners We become your Consultant and Advocate. All of this can be accomplished over the phone, the Internet, and through the mail.

Our Company, LT Care Solutions, consists of long term care insurance broker-specialists who provide expertise, information, and long term care strategies to our clients. Independent and unbiased, we do not represent any one insurance company; rather, we represent you, our client to the insurance industry. Our expertise allows us to make available all of the best LTC insurance products and companie

s, provide strategies and create options, and then shepherd your "best choice" through the application and underwriting process. Years of service have taught us that most people are looking for a skillful advocate to provide unbiased information so that they can make an informed decision, on their own schedule, and without the pressure of someone coming to the house to sell them something. There is no charge for this service, and we have years of satisfied customers. Your relationship with us is entirely confidential and you have our assurance that you will not be solicited for any other type of financial product or service by any organization as a result of this request for information.

💡 What if one of your best retirement tools has been hiding in plain sight, right inside your health plan?Your Health Sa...
11/14/2025

💡 What if one of your best retirement tools has been hiding in plain sight, right inside your health plan?

Your Health Savings Account (HSA) isn’t just for doctor visits, it’s a triple-tax-advantaged gem that could play a powerful role in your long-term strategy.

💭 Are you spending your HSA… or investing it for tomorrow? Let's talk!

What if one of the most useful tools for your long-term strategy has been sitting quietly in your benefits package all along? When open enrollment season begins, millions of Americans start reviewing health plan options, often focusing on premiums and deductibles. But buried in those choices lies so...

Retirement used to mean “clocking out for good.” Now it often means “logging in… on your own terms.” 💻✨Thinking about a ...
11/12/2025

Retirement used to mean “clocking out for good.” Now it often means “logging in… on your own terms.” 💻✨Thinking about a side hustle in your next chapter? Let’s chat about how it could fit into your retirement goals. 👇

For many Americans today, retirement doesn’t mean stepping away from work; it means working differently. Recent studies show that about one in five retirees (19%) is currently working part-time, while roughly one in four pre-retirees (27%) plans to continue working in some capacity once they retir...

Did you know that inherited IRA rules just changed for 2025?Non-spouse heirs may now have to take annual withdrawals or ...
11/07/2025

Did you know that inherited IRA rules just changed for 2025?
Non-spouse heirs may now have to take annual withdrawals or face a 25% penalty.

If you’ve inherited an IRA or plan to leave one, understanding the new requirements could help prevent costly mistakes.
🕒 Learn more about what’s changed and how timing your withdrawals matters.

What’s worse than forgetting to take out the trash? Forgetting to take money out of your inherited IRA, because in 2025, that mistake could lead to a potential 25% penalty. Under updated IRS guidance, non-spouse heirs such as adult children may need to begin taking required minimum distributions (...

Did you know you can use your IRA to give back and reduce taxable income?A Qualified Charitable Distribution (QCD) lets ...
11/05/2025

Did you know you can use your IRA to give back and reduce taxable income?
A Qualified Charitable Distribution (QCD) lets individuals 70½+ donate up to the federally allowed amount ($108,000 in 2025) directly to charity, satisfying RMDs and supporting causes that matter.
Smart giving starts with strategy. 💙

📘 Learn more in this article!

What if your retirement income could do more than support your lifestyle? What if it could help support the causes you care about? As retirees seek both financial efficiency and social impact, Qualified Charitable Distributions (QCDs) have become a valuable strategy. According to the Internal Revenu...

Medicare can seem like alphabet soup — Parts A, B, C, and D, anyone? 🍲 Whether you’re new to it or exploring your covera...
10/13/2025

Medicare can seem like alphabet soup — Parts A, B, C, and D, anyone? 🍲 Whether you’re new to it or exploring your coverage choices, a few key details can help you feel more confident in your decisions. 👉 Let's schedule a complimentary meeting to review your Medicare options and gain a clearer understanding of your coverage.

Medicare can feel detailed, but knowing a few key facts can make a meaningful difference. Some people are enrolled automatically, while others need to sign up—especially if you’re turning 65 and not yet receiving Social Security benefits. There are also specific times each year when you can sign...

🗓️ As the year winds down, key financial deadlines are approaching. From Medicare and Marketplace enrollment to RMDs and...
10/03/2025

🗓️ As the year winds down, key financial deadlines are approaching. From Medicare and Marketplace enrollment to RMDs and year-end tax planning, here’s your checklist to stay organized. ✅ Which of these dates matters most to you?

In this article, we’ll highlight key enrollment periods for Medicare and the ACA Marketplace, explain important tax deadlines, and outline common year-end money moves that can help you stay organized. Whether you’re navigating retirement decisions or simply making sure you’re prepared for the ...

💡 Thinking about a reverse mortgage? The good news: it won’t affect your Social Security or Medicare. But it could impac...
10/01/2025

💡 Thinking about a reverse mortgage? The good news: it won’t affect your Social Security or Medicare. But it could impact need-based programs like SSI or Medicaid. Learn how it fits into your retirement strategy. 🏠

For many retirees, the biggest financial challenge is balancing fixed incomes against rising costs of housing, groceries, and healthcare. With debt among seniors tripling over the last 35 years, more homeowners are looking at reverse mortgages as a way to ease financial strain. But how do these loan...

👻 Retirement worries can feel like monsters in the dark—savings, taxes, and surprises. But naming them is the first step...
09/29/2025

👻 Retirement worries can feel like monsters in the dark—savings, taxes, and surprises. But naming them is the first step to addressing them. Read more in our latest article. "

What keeps you up at night when you think about retirement? For many Americans, it’s not ghosts, goblins, or things that go bump in the night—it’s the possibility of outliving their savings. In fact, nearly two in three people say their greatest financial concern is running out of money in ret...

Your 401(k) isn’t the only way to plan for retirement. From IRAs to annuities, there are other options to build income a...
09/22/2025

Your 401(k) isn’t the only way to plan for retirement. From IRAs to annuities, there are other options to build income and flexibility for your future. Curious what might fit your plan? Read more in our latest article.

For many people, the word “retirement” immediately brings one account to mind: the 401(k). But here’s the truth—your 401(k) isn’t the only way to build a retirement income strategy. What if you don’t have access to one through your employer? Or what if you want to save more than what’s...

Medicare open enrollment starts Oct 15, 2025—review, switch, or enroll in the plan that fits your needs. Ready to make c...
09/15/2025

Medicare open enrollment starts Oct 15, 2025—review, switch, or enroll in the plan that fits your needs. Ready to make changes? Let’s meet!

Medicare open enrollment begins October 15, 2025, giving you the opportunity to review, update, or switch your coverage. During this period, you can move from Original Medicare to a Medicare Advantage plan (or vice versa), change your Part D prescription drug plan, or simply confirm that your curren...

Life changes fast, and so do financial needs. 🌱 When thinking about insurance, look beyond today’s bills. Factor in how ...
09/08/2025

Life changes fast, and so do financial needs. 🌱 When thinking about insurance, look beyond today’s bills. Factor in how costs, goals, and inflation could shape tomorrow.

When figuring out the right amount of insurance, it helps to think in terms of both today and tomorrow. Beyond covering immediate bills or existing debts, consider how your family’s financial needs might change over time, like rising living costs, future education expenses, or the impact of inflat...

📝 Did you know a beneficiary form can outweigh your will? A five‑minute check could prevent years of confusion for your ...
09/05/2025

📝 Did you know a beneficiary form can outweigh your will? A five‑minute check could prevent years of confusion for your loved ones. Read our latest article to see why these forms matter more than you might think.

When was the last time you checked who’s listed on your beneficiary forms? For many, the answer is “years ago”—or maybe “never.” Yet beneficiary forms often carry more weight than even the most carefully written will. Why? Because they directly decide where your assets go when the time c...

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Wichita, KS
67204

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Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
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