Grace Peterson - Loan Originator, NMLS: 459177

10/21/2025

09/13/2024

As the new school year recently started, getting back into a new routine for the family can be difficult, and trying to keep the home organized can feel impossible.

Fear not! We have the perfect home organization hacks to help you maintain some normalcy while you adjust to the school year schedule!

✅Create Kid-Friendly Storage: Use bins, baskets, and labeled containers at a height kids can reach. Encourage them to put away toys and books themselves.

✅Establish Daily Routines: Set a consistent cleaning schedule where everyone spends 10-15 minutes tidying up each day. Make it a fun family activity to instill good habits.

✅Use Clear Storage Bins: Transparent bins make it easy to see what's inside, so kids can quickly find and return items to their proper places.

✅Designate Specific Areas: Assign specific zones for toys, school supplies, and sports equipment. Keep everything in its place to minimize clutter.

✅Implement a “One In, One Out” Rule: For every new toy or item that comes into the house, make sure an old one goes out. This helps keep the number of belongings manageable.

These tips can help manage the chaos and create a more organized living space!

09/11/2024

❤️🤍💙 Today, we remember and honor the lives lost, the heroes who rose to the occasion, and the resilience of a nation that came together united.

09/10/2024

📝 Why create a checklist for an open house? The little things can make a big difference! 🏡 It helps you stay focused, ask the right questions, and find the features that matter most. Take your time and check off each step to find your perfect home!

09/09/2024

💡Interest can make a big difference in your finances!

Simple interest is calculated on the original loan amount, while compound interest builds on itself, growing on both the initial amount and accumulated interest over time.

Mortgages generally use simple interest, which means interest is calculated on the principal balance of the loan only. However, the way mortgage payments are structured—amortized over time—means that in the early years, a larger portion of your payment goes toward interest, and as you pay down the principal, more of your payment goes toward reducing the principal.

The more you know! ✨

09/06/2024

Before applying for a home loan, it can be helpful to collect documentation and information that make your loan application easier. Here are 4 areas where documentation may be required.

💰Income
🔑Assets
📈Credit
💼Employment

Your trusted loan officer will be able to walk you through the mortgage process and answer any questions about documentation you might have along the way! To get the pre-approval process started, visit flatbranchhomeloans.com

09/04/2024

If you’re on the hunt for a new home, consider these factors before making your choice.

✔️Purchase price
✔️Number of bedrooms
✔️Kitchen layout
✔️Dining room
✔️Location
✔️Outdoor spaces
✔️Storage & parking

Each of these factors can play a pivotal role in your decision making based on your preferences!

09/02/2024

💚Today, we’re celebrating the hard work and dedication that makes our nation strong!

🙌We’re wishing everyone a relaxing and well-deserved Labor Day!

08/30/2024

🏡 Homebuyer tip! See it in action before the transaction!

🔍It's important to get to know the area you're interested in putting roots down in. Spend some time in the neighborhood before making an offer.

💚Visit at different times of the day, try out local restaurants, and talk to potential neighbors to get a true feel for the area. This will help you make an informed decision in the homebuying process!