Flint Hills Mortgage NMLS #2493743

Flint Hills Mortgage NMLS #2493743 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Flint Hills Mortgage NMLS #2493743, Loan service, 127 E 2nd Street N, Wichita, KS.

Your premier mortgage solution, competitive rates, flexible loan options, state of the art technology, experienced licensed mortgage loan originators here to help you achieve your goals!

A lower sales price isn’t the only way to make a home more affordable. Seller concessions could help with eligible closi...
09/04/2026

A lower sales price isn’t the only way to make a home more affordable.

Seller concessions could help with eligible closing costs or a rate buydown. Before you make an offer, let’s look at your options!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

🏡 Building your dream home just got simpler! A One-Time Close construction loan combines the construction financing and ...
09/03/2026

🏡 Building your dream home just got simpler!

A One-Time Close construction loan combines the construction financing and permanent mortgage into one convenient process, offering:

✔️ One approval
✔️ One closing
✔️ One set of closing costs
✔️ No need to requalify after construction
✔️ Contractor approval for added peace of mind
✔️ The potential to deduct eligible interest paid during construction*

Fewer moving parts, less hassle, and one simpler path from dirt to doorstep.
Thinking about building? Ask me about One-Time Close financing!

*Borrowers should consult a qualified tax professional regarding eligibility.

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Self-employed? Your tax returns may not show the full picture of your income.A bank statement loan gives eligible borrow...
09/02/2026

Self-employed? Your tax returns may not show the full picture of your income.

A bank statement loan gives eligible borrowers another way to document what they earn.

Thinking about buying or refinancing? Let’s see if a bank statement loan makes sense for you!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Mortgage Tip Tuesday 🏡 Getting ready to apply for a mortgage? Gathering these documents ahead of time can help make the ...
09/01/2026

Mortgage Tip Tuesday 🏡

Getting ready to apply for a mortgage? Gathering these documents ahead of time can help make the preapproval process smoother:

✓ Photo ID
✓ Most recent pay stubs
✓ W-2s or 1099s from the past two years
✓ Bank and asset statements
✓ Employment history
✓ Current housing information
✓ Documentation for any additional income

Self-employed buyers may also need recent tax returns and business financial documents.

Save this checklist for later, and message me when you’re ready to get started!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Want a home that could provide rental income?Qualified buyers may be able to purchase an eligible 2–4-unit property as t...
08/31/2026

Want a home that could provide rental income?

Qualified buyers may be able to purchase an eligible 2–4-unit property as their primary residence using conventional financing.

The idea is simple: live in one unit and rent out the others. Depending on the property and loan requirements, eligible rental income from the additional units may also be considered during qualification.

This approach could help offset part of your housing expense while giving you the opportunity to own a property with rental income potential.

Could this approach work for you? Send me a message and let’s explore your options!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Payment shock is an unexpected increase in your monthly mortgage payment.With new construction, it can happen when prope...
08/27/2026

Payment shock is an unexpected increase in your monthly mortgage payment.

With new construction, it can happen when property taxes catch up to the value of the completed home. Planning for the full tax amount from the beginning and being careful with an early escrow refund can help prevent a costly surprise later.

Questions about new-construction taxes and escrow? Message me today!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

DSCR stands for Debt Service Coverage Ratio. In plain English, you may qualify based on the property’s rental income ins...
08/26/2026

DSCR stands for Debt Service Coverage Ratio.

In plain English, you may qualify based on the property’s rental income instead of your tax returns.

Self-employed? Heavy write-offs? Income that looks complicated on paper? Buying an investment property may not be off the table. You may just need a different way to qualify.

Thinking about buying a rental property? Send me a message and let’s see if a DSCR loan is right for you!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Getting a little help with your down payment? 🏡 Gift funds can be a great option for some homebuyers, but there are guid...
08/25/2026

Getting a little help with your down payment? 🏡

Gift funds can be a great option for some homebuyers, but there are guidelines around who can provide the money, what it can be used for, and how it needs to be documented.

Before anyone transfers money into your account, talk with your loan officer first. A quick conversation upfront can help make sure everything is handled correctly for your loan.

Thinking about buying and wondering what options you have for your down payment? Send me a message!

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

A low interest rate can make an assumable mortgage look like an obvious win. But the rate is only part of the story. The...
08/24/2026

A low interest rate can make an assumable mortgage look like an obvious win. But the rate is only part of the story.

The low rate may get your attention, but there’s more to consider. Buyers may need to cover the difference between the seller’s remaining loan balance and the purchase price, in addition to meeting qualification and loan requirements.

Assumable mortgages can work for some buyers. The key is looking at the entire financial picture, not just the interest rate.

Considering your home financing options? Send us a message and let’s find the solution that makes sense for you.

Julie Conlin
Found/Loan Originator
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

08/21/2026

Summer may be winding down, but your home still has a to-do list. ☀️🏡

Take a little time now to handle these maintenance tasks and help keep your home in great shape through the seasons ahead.

Save this checklist for your next free weekend!

Julie Conlin – MLO
NMLS #: 459117
📞316.213.9347
📧[email protected]
🌐www.flinthillsmortgage.com

Address

127 E 2nd Street N
Wichita, KS
67202

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