Insurance Services Group, LLC.

10/12/2026

09/03/2026

**LABOR DAY HOLIDAY HOURS!**

We’re taking a little extra time to relax, recharge, and celebrate Labor Day! 🎉☀️

📅 **Friday, September 4:** Closing at **Noon**
📅 **Monday, September 7:** **CLOSED** for Labor Day
📅 **Tuesday, September 8:** Re-opening at **8:00 AM** and ready to serve you! 🕗

We hope you have a safe, relaxing, and fun Labor Day weekend! ❤️💙

**From all of us at ISG — Happy Labor Day!** 🎆



*One quick note: September 8, 2026 is a **Tuesday**, so the date above is correct.*

07/31/2026

🌧️ Think your property insurance covers flood damage? Think again.

One of the biggest misconceptions about insurance is that a standard homeowners or commercial property policy covers flooding. In most cases, it does not.

Flood damage from rising water—such as heavy rainfall, overflowing rivers, storm surge, or flash flooding—typically requires a separate flood insurance policy.

Even if you don't live in a high-risk flood area, flooding can happen almost anywhere, and just a few inches of water can cause thousands of dollars in damage.

Now is a great time to review your coverage and understand what's included—and what's not. If you're unsure whether you have flood insurance, contact our office.

We'll be happy to review your policy and help you explore your options.
Give us a call today! 316-928-0044

07/29/2026

🏠 Did you know your roof plays a big role in your homeowners insurance?

When it comes to protecting your home, your roof is one of the most important factors insurance companies consider.

📅 Roof Age: Older roofs are generally more susceptible to damage from wind, hail, and weather. As a roof ages, it may affect your insurance premium, coverage options, or eligibility with some insurance carriers.

🏡 Roof Type: The material your roof is made from—such as asphalt shingles, metal, tile, or impact-resistant shingles—can also influence your insurance. Some roofing materials are more durable and may even qualify for discounts, depending on your insurance company.

If you've recently replaced your roof, don't forget to let your insurance agent know! Updating your policy could help ensure your home is properly insured and may even save you money.

Have questions about your home's coverage? We're happy to review your policy and discuss how your roof may affect your insurance. 316-928-0044

07/27/2026

📊 Did you know your Experience Modification Rate (Experience Mod) can have a big impact on your Workers' Compensation insurance premium?

Your Experience Mod compares your company's workers' compensation claims history to other businesses in the same industry.

✅ A lower Experience Mod may help reduce your workers' compensation premium because it reflects a stronger safety record and fewer claims.

A lower Experience Mod can be achieved by:
✔️ Prioritizing workplace safety
✔️ Providing employee safety training
✔️ Reporting claims promptly
✔️ Helping injured employees return to work when appropriate
✔️ Creating a culture focused on preventing accidents

Investing in safety isn't just good for your employees—it's good for your business, too. Fewer workplace injuries can help keep insurance costs under control and your team working safely.

Have questions about your Experience Mod or ways to help manage your workers' compensation costs? Contact our office—we're here to help! 316-928-0044

07/23/2026

🏢 Could your business survive if you had to temporarily close?

A fire, severe storm, water damage, or other covered loss can force your business to shut its doors for days, weeks, or even months. While your property insurance may help repair the damage, what about the income you lose while you're unable to operate?

Business Interruption Coverage (also called Business Income Coverage) can help replace lost income and assist with ongoing expenses—such as rent, loan payments, payroll, and utilities—while your business recovers after a covered claim.

Having the right coverage can help you:
✅ Replace lost business income
✅ Pay ongoing operating expenses
✅ Support employee payroll (subject to your policy)
✅ Help your business recover and reopen sooner

Every business is different, and having the right coverage can make a significant difference when the unexpected happens. Call us today to review your policy and make sure your business is protected! 316-928-0044



Remember: Business interruption coverage typically applies only when there's a covered cause of loss under your policy and is subject to policy terms, conditions, limits, and waiting periods.

07/21/2026

🚗 Renting a vehicle for business? Make sure you're covered!

If your business ever rents vehicles, it's worth reviewing whether your policy includes Hired & Non-Owned Auto Coverage.

✅ Hired Non-Owned Auto Liability Coverage can help protect your business if you're legally responsible for injuries or property damage while using a rented or borrowed vehicle for business purposes.
✅ Hired Non-Owned Auto Physical Damage Coverage can help cover damage to a rented vehicle, potentially saving you from paying costly repair bills out of pocket.

Not every business needs this coverage—but for many, it can be an important part of a well-rounded insurance program.

Have questions about whether your business is protected? Contact our office, and we'll be happy to review your coverage with you. 316-928-0044

07/17/2026

🚗 Driving for Delivery Apps? Read This Before You Hit the Road 🚗

If you’re using your personal vehicle for delivery services like Uber Eats, DoorDash, Grubhub, or similar apps, it’s important to make sure your auto insurance actually covers what you’re doing.

Many personal auto policies do not automatically cover delivery or “livery” use, which means there could be gaps in coverage if you’re in an accident while making deliveries.

Here are a few things to keep in mind:
📦 Delivery driving may require additional coverage or a policy endorsement
⚠️ Coverage can be denied if the vehicle is being used for business purposes not listed on your policy
💰 Out-of-pocket costs can be significant if an accident happens while on a delivery run
🔍 App-based insurance may not fully replace personal auto coverage
Before you start (or continue) delivering, take a moment to review your policy so you know exactly where you stand.

📞 ISG is here to help you understand your coverage and make sure you’re properly protected on the road. 316-928-0044

07/15/2026

🌴 Insurance Made Smooth & Simple 🌴

Insurance doesn’t have to be complicated, confusing, or time-consuming.
At ISG, we focus on making the process as smooth and stress-free as possible—from getting quotes and reviewing coverage to making changes and handling claims support when you need it most.

Our goal is simple: clear communication, responsive service, and coverage that actually fits your needs without the headaches. 🏖️ 🏖️ 🏖️

Whether you’re insuring your home, business, or personal assets, we’re here to make every step easier.

☎️ Let’s make insurance a smooth process—call ISG today. 316-928-0044 ☎️