Caroline Groves - Flat Branch Home Loans

Caroline Groves - Flat Branch Home Loans Local mortgage lender here to serve you with your homebuying journey. Caroline Groves: NMLS 1105394

A division of Flat Branch Home Loans
Equal Housing Lender.

NMLS 224149. For licensing information, go to: nmlsconsumeraccess.org

Proud to be ranked a Top Performer in 2025 on Experience.com! πŸ†This couldn't have happened without my amazing clients an...
06/23/2026

Proud to be ranked a Top Performer in 2025 on Experience.com! πŸ†

This couldn't have happened without my amazing clients and partners. Helping clients navigate the homebuying journey is what I love most, and recognition like this makes it even more meaningful. πŸ’š

Not sure what counts as total income when buying a home? You're not alone! πŸ‘πŸ’°  Your total income can include salary, bon...
06/23/2026

Not sure what counts as total income when buying a home? You're not alone! πŸ‘πŸ’°

Your total income can include salary, bonuses, commissions, self-employed income, and sometimes rental or investment income.

Have questions? Reach out today!

5.0 star review received on Experience.com for Caroline Groves by Dan M - Caroline was phenomenal! She made the mortgage...
06/19/2026

5.0 star review received on Experience.com for Caroline Groves by Dan M - Caroline was phenomenal! She made the mortgage process smooth and stress-free for my client. I look forward to working with her again. Highly recommend!

Click to see all 500 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

5.0 star review received on Experience.com for Caroline Groves by Isidoro A - Moved from out of state. Never felt left o...
06/18/2026

5.0 star review received on Experience.com for Caroline Groves by Isidoro A - Moved from out of state. Never felt left out of the process. Communication was stellar. Thank You!

Click to see all 499 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

Are you ready? 🏑The buyers who win aren't luckier, they're just more prepared. Being market ready means having your pre-...
06/18/2026

Are you ready? 🏑

The buyers who win aren't luckier, they're just more prepared. Being market ready means having your pre-approval in place, your paperwork ready, and a clear understanding of your budget so you can move quickly and confidently. πŸ’š

No matter what the market is doing, preparation puts you in control. Have questions? Let's talk!

5.0 star review received on Experience.com for Caroline Groves by George F J - She  was  very  knowledgeable and  helpfu...
06/17/2026

5.0 star review received on Experience.com for Caroline Groves by George F J - She was very knowledgeable and helpful

Click to see all 497 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

Saving for a home can feel like a big hurdle, but the right support can make all the difference. πŸ’š Down payment assistan...
06/16/2026

Saving for a home can feel like a big hurdle, but the right support can make all the difference. πŸ’š Down payment assistance programs are designed to give buyers a boost by lowering upfront costs and making homeownership within reach.

With that extra boost, you may be able to move forward sooner, keep more savings in your pocket, and feel more confident in your purchase.

For more information on down payment assistance, visit here: https://flatbranchhomeloans.com/loan-programs/down-payment-assistance

5.0 star review received on Experience.com for Caroline Groves by Denise M - It was a wonderful experience working with ...
06/15/2026

5.0 star review received on Experience.com for Caroline Groves by Denise M - It was a wonderful experience working with you from the very beginning to the end

Click to see all 495 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

5.0 star review received on Experience.com for Caroline Groves by Shahala M - Everyone  was  helpful  during  the  entir...
06/15/2026

5.0 star review received on Experience.com for Caroline Groves by Shahala M - Everyone was helpful during the entire process

Click to see all 494 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

5.0 star review received on Experience.com for Caroline Groves by Christfelly N O - Nice and pleasant to work withHonest...
06/14/2026

5.0 star review received on Experience.com for Caroline Groves by Christfelly N O - Nice and pleasant to work with
Honest with answering questions
Felt comfortable and built trust
Thank

Click to see all 492 reviews of Caroline Groves, Branch Manager | NMLS # 1105394

Address

5113 Ditto Lane Suite 103
Wichita Falls, TX
76310

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