05/29/2026
DSCR FINANCING FOR 5–8 UNIT INVESTMENT PROPERTIES
Looking to purchase, refinance, or pull cash out of a multifamily investment property?
Our expanded DSCR Program allows investors to qualify based primarily on the property's cash flow—not personal income.
✅ 5–8 Unit Residential Properties
✅ Purchase, Rate & Term, and Cash-Out Refinance
✅ Loan Amounts from $250,000 to $3,000,000
✅ Minimum DSCR: 1.00
✅ Interest-Only Options Available
✅ 15-Year & 30-Year Fixed Programs
✅ Appraisal Transfers Accepted
✅ U.S. Citizens, Permanent Residents & Non-Permanent Resident Aliens Eligible
Investor Highlights:
🏠 No Tax Returns Required in Many Cases
🏠 Qualify Using Rental Income
🏠 Up to 75% LTV Available (depending on FICO and loan amount)
🏠 Cash-Out Available
🏠 Existing Leases Accepted
🏠 Maximum of 2 Vacant Units Allowed
Credit Guidelines:
✔ Minimum 680 FICO
✔ No Housing Lates in the Past 24 Months
✔ Bankruptcy / Foreclosure / Short Sale: 36 Months Seasoning
Reserve Requirements:
💰 6 Months Reserves Required
💰 9 Months Reserves for Loan Amounts Above $1.5 Million
Property Requirements:
✔ Residential 5–8 Unit Properties
✔ No Major Deferred Maintenance
✔ Properties Under 2 Acres
✔ Rent Roll & Income/Expense Statement Required
Realtors:
Have investors looking at apartment buildings or multifamily properties? Let's get them pre-qualified quickly and structure the financing correctly before they write an offer.
Investors:
Whether you're acquiring your next property or pulling equity from your portfolio, let's explore your options.
📞 Raul Rosado
Sr. Mortgage Loan Originator
Allianze Mortgage Services, Inc.
NMLS #1614197 | DRE #01814066
📱 (949) 436-5031
📧 [email protected]
Disclaimer:
Subject to credit, income, asset, appraisal, and property approval. Program guidelines, rates, and terms subject to change without notice. Not all borrowers will qualify. NMLS #1614197. Equal Housing Opportunity. 🏠 Equal Housing Lender.
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