Chris Scheetz Loan Officer NMLS #745564

06/26/2025

11/25/2024

If you are planning to rent out the home you presently live in when you purchase your new home, let's chat first.
Home financing guidelines vary for issues such as the amount of rent that can be used as income or to offset your present mortgage payment.
A quick conversation will help you plan the right loan for your new home!
Call for More Information: 610-533-2581
[email protected]

NMLS #745564
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation

Mortgage America, Inc. is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052
610-439-8000

09/24/2024

Thank you for the kind words, Tawnya. It was my pleasure to be part of your homebuying journey!

Mortgage America, Inc. is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052

09/19/2024

Details worth noting about yesterday's Fed rate cut.

WILL MORTGAGE RATES FALL IN RESPONSE?
The Fed does not directly control mortgage rates. In fact, investors in mortgage-backed securities often act in anticipation of Fed moves, policy rate changes, or in response to other moves. THIS EXPLAINS WHY RATES HAD ALREADY DROPPED TO THEIR LOWEST LEVELS OF THE YEAR.

It’s too early to know where rates will settle after the Fed’s action.

If this is your time to buy, refi, or access cash from equity, don't let uncertainty about rates slow you down.

610-533-2581
NMLS #745564
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation

Mortgage America, Inc. is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052
610-439-8000

08/26/2024

Elevate your Mortgage Knowledge!
Call for More Information.
NMLS #745564
610-533-2581
1425 Grape Street Whitehall, PA 18052
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation

Mortgage America is an Equal Housing Lender. NMLS #128501
1425 Grape St, Whitehall, PA 18052

07/29/2024

Elevate your Mortgage Knowledge. Interest Rate vs. APR


NMLS #745564
610-533-2581
1425 Grape Street Whitehall, PA 18052
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation

Mortgage America is an Equal Housing Lender. NMLS #128501
1425 Grape Street Whitehall, PA 18052
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
610-439-8000

07/22/2024

Elevate your Mortgage Knowledge!
Call for More Information: 570-939-1015
NMLS #120780
Licensed by the PA Dept of Banking & Securities.

Mortgage America is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052
610-439-8000

07/22/2024

Elevate your Mortgage Knowledge!
Call for More Information: 610-533-2581

NMLS #128582
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, and Licensed by the DE State Bank Commissioner

Mortgage America is an Equal Housing Lender. NMLS #745564
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052
610-439-8000

07/11/2024

Courtesy Post!
Have you been thinking that your property tax assessment is too high?
All PA property taxes are based on the assessed value of your home. You can protest your assessed value if you feel it is out of line with your home's current value.
For this, you'll need to use the most recently published Common Level Ratio (published on the PA Dept. of Revenue website) and show that the assessed value is above the CLR. Homeowners must show proof through sales of comparable properties, pictures of the home in question and its current state, and any other factors that may influence the home's current market value.
For more detailed information on Pennsylvania's property tax laws and regulations, visit the PA Dept. of Revenue website
revenue.pa.gov/GetAssistance/appeals/Pages/default.aspx
or contact your local assessor's office for help.
The information here is intended to educate but should not be taken as tax advice. We recommend consulting with a certified tax professional for any tax advice.
NMLS #745564
610-533-2581
1425 Grape Street Whitehall, PA 18052
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation
Mortgage America, Inc. is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052
610-439-8000

07/04/2024

Wishing a Happy 4th of July to all!


NMLS #745564
610-533-2581
1425 Grape Street Whitehall, PA 18052
Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation

Mortgage America is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
610-439-8000

06/27/2024

When you finance a home, there may be circumstances where a co-signer who is not occupying the property helps you out quite a bit!
There are multiple reasons why someone would consider using a co-signer, but the most important thing to remember is that it could affect your required down payment.
That’s why it is essential to talk with your lender first! So let’s talk if you are considering adding a co-signer to your home loan!
Call or Email for More Information: 610-533-2581
[email protected]

NMLS #745564 Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation
Mortgage America, Inc. is an Equal Housing Lender. NMLS #128501
Licensed by the PA Dept of Banking & Securities
Licensed by the NJ Dept of Banking & Insurance
Licensed by the DE State Bank Commissioner
Licensed by the Florida Office of Financial Regulation
1425 Grape St, Whitehall, PA 18052