Lucia Banko, Financial Services Professional | NYLIFE Securities LLC

09/08/2026

A 529 plan can be a great way to save for your child's education, but did you know that only about 30% of college savings are held in 529 accounts? Reach out to learn more about the benefits of 529 plans, as well as other ways you can help pay for college.

09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

09/05/2026

Every family’s story is unique—but the direction it takes is shaped by the choices you make today. At New York Life, we help you picture the future you want and create a personalized roadmap to get there. Because the best stories don’t just happen—they’re guided with care, purpose, and the right support along the way. Let’s start creating a customized strategy to get you where you need to go.

09/02/2026

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always come up. Check out these 5 retirement blind spots to avoid and reach out if you want even more help.

When financially transitioning into retirement, consider these common income planning mistakes and how to avoid them.

08/31/2026

From your savings account to your investment portfolio, discover 5 ways interest rates can impact your finances.
https://bit.ly/46tlnRY

08/28/2026

In today’s job market, finding great people is hard—but keeping them can be even harder. Robert Keebler’s guide for business owners explores how thoughtful retention strategies—from flexible work options and recognition programs to long-term incentives like profit-sharing and deferred compensation—can dramatically improve employee satisfaction and retention. Once you’ve read the article, let’s talk about how you can reward loyalty and strengthen your company’s future. https://bit.ly/45OAlln

08/27/2026

As an advisor, you know how important employee retention is for your business owner clients. This guide from Robert Keebler explores how thoughtful retention plans, from flexible work options to stock-based incentives, can help employers show their teams how much they’re valued, and how advisors like you can help clients use these creative tools to retain and reward their best people. https://bit.ly/4wWFD9w

08/26/2026

You’re working hard to build wealth — but are you making the most of tax-efficient opportunities along the way? Now’s a great time to review your tax return and explore strategies that could help you reduce your tax burden and strengthen your long-term financial goals. Message me if you’d like to schedule a quick review and see what’s possible.

08/24/2026

Now is the perfect time to make sure your financial strategy is positioned for tax efficiency in the year ahead. I can help analyze your tax return to help identify opportunities such as:

💡 Managing your tax bracket
💡 Planning charitable gifts before year-end
💡 Timing income and deductions
💡 Reviewing contributions to retirement and HSA accounts

A few smart moves today can have a lasting impact on your financial goals tomorrow. Let’s connect soon to make sure your strategy is aligned for success. Message me to let me know your availability.

08/20/2026

Protecting your family doesn’t have to be a grind. In fact, you can get $1 million of dependable term life insurance for less than a daily cup of coffee. Contact me today and let me show you how easy it can be to fit this coverage into your budget.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.