Mike Conboy Citizens Bank - Senior Loan Officer - NMLS 151160

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Mike Conboy Citizens Bank - Senior Loan Officer - NMLS 151160 New York is a wonderful place to live, and choosing to buy or build a home here couldn’t be better.

While financing a home is something that most people do only a few times in their lives, helping people achieve their dream of homeownership is my passion. I have years of experience as a residential mortgage loan officer and am very knowledgeable about a variety of loan programs. Whether you’re a first-time homebuyer or a seasoned homeowner, I’ll walk you through the mortgage process and answer your questions, big or small. Throughout my career, I’ve helped my clients secure the financing they need to purchase, renovate, build, or refinance their dream home. Because my business is built on referrals, my goal is to make your mortgage experience a great one!

To my real estate professionals, if your client is self-employed, we have a new mortgage solution.The Citizens Bank Stat...
09/16/2026

To my real estate professionals, if your client is self-employed, we have a new mortgage solution.

The Citizens Bank Statement Home Loan accepts 12 or 24 months of personal or business bank statements for review and offers expanded DTI guidelines for qualified borrowers.

This won’t be the answer for every client, but it’s helpful to know about before assuming a self-employed buyer has limited paths forward.

Send me a message if you’d like to learn more about this program.

07/06/2026

🚀 Speed Up Your Mortgage Process with Asset Connectivity

At Citizens, we’re helping make homebuying faster and easier. With Asset Connectivity, clients can securely link their financial accounts during the online application—potentially saving time, reducing paperwork, and accelerating approvals*.

✅ Real-time verification of assets, income & employment
✅ Less paperwork—no need to gather bank statements
✅ Smarter insights, including rent history
✅ Secure & private—clients choose what to share
✅ Expanded verification for Social Security & VA income

Let’s help you get one step closer to home—faster.

📲 [Insert your contact info or website link]

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone. I'm here to help as y...
07/01/2026

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone.

I'm here to help as your mortgage professional with local expertise. If you are just getting started in your home search I can get you pre-qualified first so you can shop with confidence.

Contact me today to see how I can help: [link to LO website]

Citizens

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbre...
06/29/2026

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbreaking to move-in day—all in one seamless solution. Learn how we support your journey from blueprint to home sweet home.

http://spr.ly/6003AzInX

06/29/2026

Every home has a story behind it, and every journey starts somewhere.

If homeownership is something you're thinking about, learning a bit more can go a long way.

💬 Happy to chat if you ever want to talk things through.

Citizens

Great news for first-time buyers! At Citizens, we’re helping renters take the leap into homeownership by recognizing pos...
05/12/2026

Great news for first-time buyers! At Citizens, we’re helping renters take the leap into homeownership by recognizing positive rental payment history in mortgage approvals.

If you or someone you know has been renting responsibly, this could be the key to unlocking your future home. Let’s connect and explore your options!

📲 [Insert your contact info or website link]

Buying a home while building a medical career can come with unique considerations.Let Citizens help make this transition...
05/02/2026

Buying a home while building a medical career can come with unique considerations.

Let Citizens help make this transition as smooth as possible.

Ask me about our special Doctor Loan mortgage program for physicians and dentists, and residents, fellows and interns, to find financing for your new home.*



*The Citizens Doctor Loan is available to licensed Doctors of Medicine (MD), Doctors of Osteopathic Medicine (DO), Physician Scientist (MD PhD), Doctors of Dental Surgery (DDS), and Doctors of Dental Medicine (DMD) who have completed residency within the last ten years and to current medical professional residents, fellows and interns. Available in select states.

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone. I'm here to help as y...
04/29/2026

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone.

I'm here to help as your mortgage professional with local expertise. If you are just getting started in your home search I can get you pre-qualified first so you can shop with confidence.

Contact me today to see how I can help.

Citizens

Address

707 Westchester Avenue
White Plains, NY
10604

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