Cross Binette - Financial Services Professional

08/25/2022

Yesterday, Biden shared his student loan forgiveness plan with the country. Certain individuals are eligible for up to $20,000 in forgiveness. Read this article to learn more about how Biden's plan impacts your student loan debt.

Borrowers who will benefit from student loan forgiveness won't need to worry about getting hit with a federal tax bill. But they may see other tax consequences.

08/19/2022

Americans across the country are dealing with the effects of inflation, especially with increased prices in all aspects of our lives. Saving money during times like this can be difficult. Here are some tips and tricks to save during this time of uncertainty.

Protect your finances when prices are soaring due to inflation by following these strategies for saving money, spending wisely and paying down debt.

08/18/2022

ROTH IRA's have become one of the most popular investment accounts since its inception in 1997. Aside from having tax-deferred growth and potentially tax-free distributions, there are some other important aspects you should know before contributing towards a ROTH IRA. Here are some other important facts for those interested in opening their own.

Reach out today to figure out if a ROTH IRA makes sense for you!

Roth IRAs have a lot going for them … if you use them right. Here’s a roundup of the withdrawal rules, penalties and taxation of Roth IRAs.

05/19/2022

In today's current economic environment, inflation has become one of the greatest risks in someone's portfolio, especially for those close to retirement. Speak to a financial professional today to learn how you can keep inflation from derailing your retirement.

05/18/2022

Annuities can seem complicated. Think of them simply as a way for you to plan for a retirement that supports your lifestyle. I can help break down what they are and how they can fit into your plan for retirement. Let's chat today!

04/28/2022

Speak to a financial professional today to learn how you can keep inflation from derailing your retirement.

04/19/2022

What type of insurance should you have at different stages of your life? When asked, financial advisors pointed to disability and life insurance as most important kind of coverage at any stage, as they apply throughout our lives.

In addition, advisors discussed often overlooked considerations for different points in your adult life. Here’s a look at some age-specific insurance advice, from your days at university to your golden years of retirement.

What type of insurance should you have at different stages of your life? When asked, financial advisors pointed to disability and life insurance as most important kind of coverage at any stage, as they apply throughout our lives.

04/19/2022

The average tax return from the IRS this year is $3,265, over $400 more than last year! Speak with a financial services professional today to learn about the ways YOU should be using this return to your advantage!

For most Americans, a tax refund is an opportunity to shore up a safety net. If your savings is on track, put a portion toward something that makes you happy.

04/18/2022

Friendly Reminder: If you haven't filed your taxes for the previous year, today is TAX DAY!

You may face penalties of 5% of your unpaid tax liability each month, up to 25% of your unpaid taxes, if you fail to file them on time.

04/13/2022

Warren Buffett recently expressed his simple "one-sentence advice" for investors

Read this article to learn more about how Warren Buffett believes that certain investors are making decisions that are "self-destructive" to their portfolios.

Warren Buffett says, "All you have to do is just buy a cross-section of America and then never listen to people like me or read the papers or do anything subsequently."

04/12/2022

Inflation is an important factor to consider when deciding how you are going to manage and invest your money. With inflation rates hitting record highs over the last year, senior investors are beginning to fear that they may outlive their assets in their retirement years, a scary situation which has become a reality to those who have not had the proper planning done.

Speak with a financial services professional today to learn about the various tools we use to protect our clients from their biggest concerns

Seniors counting on a steady income and safe investments are having to reconsider their strategy due to inflation in the U.S.

04/11/2022

A friendly reminder that Tax Day this year is Monday, April 18!