Leo Sticinski- Atlantic Bay Mortgage Group

01/31/2023

You've been approved for a mortgage!

But you keep hearing about rising interest rates.

Don't worry--Atlantic Bay's new Lock and Look program lets you secure your rate while shopping for that dream home!

Learn more in our latest Knowledge Center article!

For a full list of program terms, conditions, and eligibility requirements, visit https://atlanticbay.com/lock-and-look/terms

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- https://www.atlanticbay.com/knowledge-center/lock-and-look/

01/30/2023

Starting in 2020, we experienced historically low mortgage rates. Even though rates are once again on the rise, they are still relatively low compared to decades past.

- http://LeoSticinski.com

01/29/2023

TRUE!
You do NOT need a perfect credit score to buy a home. Atlantic Bay Mortgage Bankers can guide you to the loan program that makes the most sense for your financial picture.
Buying your first home can be overwhelming, but we can help you with a personalized solution on your path to homeownership.

01/28/2023

You’re ready to shop for homes, but competition is fierce and time is short. Fast Track Buyer Advantage:

• Underwrites your loan at the beginning of the process, not the end
• Makes closing faster (we average less than 28 days!)
• Makes closing smoother because any conditions are already addressed

PS – Sellers LOVE fast closings too! Make an offer that means business. Call me today to start your application!

- http://LeoSticinski.com

01/27/2023

With Fast Track Buyer Advantage:

• You get your home faster (our closings average less than 28 days!)
• Sellers get their money more quickly (and they really love that!)
• We get to see you smile!

Make an offer that makes everyone happy! Call me today to start your application!

- http://LeoSticinski.com

01/26/2023

High rates have us all feeling low, but Atlantic Bay is here to lend peace of mind with our new Lend It Back program! Buy with us today and negotiate a temporary buydown with the seller. After the buydown period ends, we’re offering up to $1,000 in lender credits toward a refinance! It’s a win-win!

Don’t let a dream home slip away because of a rate you can refinance later. Reach out to learn more!

Information is for illustrative purposes only and is not intended to provide mortgage or other financial advice to a specific consumer’s circumstances. Atlantic Bay Mortgage Group, L.L.C. cannot predict where rates will be in the future.

01/26/2023

We all have equity! I you have debt also to consolidate call me at 302-985-1315. Leo Sticinski

As your mortgage matures, you gain equity within your home. Equity is the portion of the home’s value that you actually own from paying your mortgage down over the years. A cash-out refinance will replace your existing mortgage with a loan...

01/26/2023

Everyone has equity now! If you have debt to consolidate call me 302-985-1315.
Leo Sticinski

As your mortgage matures, you gain equity within your home. Equity is the portion of the home’s value that you actually own from paying your mortgage down over the years. A cash-out refinance will replace your existing mortgage with a loan...

01/25/2023

EXCITING NEWS: Atlantic Bay is now able to offer a loan up to $726,200 for conforming, one-unit properties. That's an increase from last year's $647,200! This allows for more flexible lending and down payment options for larger loan amounts.

Let's connect to see how this could benefit you!

01/17/2023

Atlantic Bay is proud to announce the addition of Ginnie Mae E-Notarization (E-Notes). Eligible remote borrowers can now forego the power of attorney process and enjoy a completely digital mortgage experience from application to closing in the states of VA, FL, TN, and KY.

This is great news for our deployed military borrowers and yet one more great way we are lending peace of mind. Contact me today to see how you can take advantage of Ginnie Mae E-Notes for your mortgage loan!

01/16/2023

This approach is becoming quite the common negotiating tool, whether you use seller concessions to buy down your interest rate or use it to cover closing costs, you have options!

Reach out today to see if this could be an option for you.

01/15/2023

Are you stuck in the predicament of renting vs. owning?

We know how daunting the homebuying process can seem, so we created a little series to help you make the best decision

This week we ask you:
Why make a security depsoit on a rental when that can used on a down payment of your forever home?