Elizabeth Diaz- Loan Originator NMLS 2145901

Elizabeth Diaz- Loan Originator NMLS 2145901 Mortgage loan services in all areas of New Jersey, Pennsylvania, and Florida. Customer satisfaction is my main focus and priority.

Call me today to find out how I can help you get started on your loan process for your dream home or investment property. Loan Program Highlights:

DPA (Down Payment Assistance Program)
• The 3.5% grant** offers a true "no money down
solution" with an additional 3% toward closing costs
• No repayment required
• Minimum qualifying credit score: 620
• First-time home buyers

Investor Cash Flow
“No

Income”
(Perfect For Investors)
• Up to 80% LTV
• Credit scores starting at 640
• No personal income used to qualify
• No limit on number of properties financed
(5 with AOMS)
• Must have housing history and own a
primary home
• No employment required on application
• Qualification based on property cash
flow (DSCR is now 1.0)
• No DSCR needed with minimum 700
FICO and max 75% LTV
• Loans up to $1.5 million
(minimum loan $75,000)
• Purchase and cash-out or rate-term refinance
• Properties can be in LLC’s name
• Non-warrantable condos OK
• 40 year fixed rate interest only available

Shouting Happy and Blessed Birthday to my beautiful sister!! God bless you abundantly woman of God. You are truly a gift...
04/17/2025

Shouting Happy and Blessed Birthday to my beautiful sister!! God bless you abundantly woman of God. You are truly a gift from heaven to all those who have had the privilege to do life with you and for those who have yet to meet you. Love you so much!! Enjoy you day! ❣️💐🥳🎉🧁🎈

Some Highlights: Owning yourown home 🏡vs. renting may leadto some great options, such aslocking in your monthlypayments ...
09/08/2022

Some Highlights: Owning your
own home 🏡vs. renting may lead
to some great options, such as
locking in your monthly
payments and having the
freedom to customize your
living space. Whether you rent
or own, you have to cover
someone's mortgage costs. 💰
You may as well be doing so to
build your own...

After you apply for ahome loan, a lender willevaluate you based on 3things: your debt-to-incomeratio or DTI (all of your...
09/06/2022

After you apply for a
home loan, a lender will
evaluate you based on 3
things: your debt-to-income
ratio or DTI (all of your housing
costs and other bills should
account for less than 43% of
your income), credit reports
pulled from all three maior
credit bureaus, and how much
money you'll have in the bank
after you close.
*
*
*







Networking with my faves in the business.
07/22/2022

Networking with my faves in the business.

Amazing event last night! Great speakers! Had a great time!

Address

100 South Jefferson Road Suite 105
Whippany, NJ
07981

Telephone

+12015894241

Website

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