11/02/2026
💸 Insurance Myth Monday
"My employer's life insurance policy is enough to protect my family."
Group life insurance through work is a nice perk, but it's usually only one to two times your salary, and it disappears the moment you leave the job. If something happened to you tomorrow, would that payout actually cover your mortgage, your kids' future, and your family's day-to-day expenses for years to come?
Most financial advisors recommend coverage closer to 10 times your income for a reason. Employer coverage is a start, not a plan.
MYTH: The life insurance my employer provides is all my family needs.
REALITY: Employer coverage is a supplement, and it vanishes if you change jobs.
👇 If you left your job tomorrow, would your family's coverage leave with you?