FM BANK

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FM BANK We want you to experience the advantages to doing your banking at FM BANK in Wheaton. Adding a friendly, personal touch to banking.

We are proud to provide value to farmers, businesses, and consumers in our communities with local decision-making and financial expertise. We want you to experience the advantages of doing your banking at FM BANK in Wheaton, MN. We help you explore and understand your financial options so you can make decisions that are best for you.

Not all savings tools work the same way, and knowing the difference can help your money work harder for you! A Certifica...
09/28/2026

Not all savings tools work the same way, and knowing the difference can help your money work harder for you! A Certificate of Deposit (CD) locks in your rate for a set period of time, making it a good fit if you have savings you won't need right away. An Individual Retirement Account (IRA) is built specifically for retirement savings and comes with its own tax advantages.

Neither one is one size fits all. The right choice depends on your goals and your timeline, so it's worth a conversation to figure out what fits you best.

The earlier you start, the more time your savings have to grow. Even small, consistent contributions can add up signific...
09/25/2026

The earlier you start, the more time your savings have to grow. Even small, consistent contributions can add up significantly by the time tuition bills arrive!

If college is somewhere down the road for a child in your life, now is a good time to think through your savings plan and start building the habit, even before you have a specific number in mind.

Running your own business already comes with enough to juggle. Keeping your personal and business finances separate is o...
09/24/2026

Running your own business already comes with enough to juggle. Keeping your personal and business finances separate is one of the simplest ways to make life easier, come tax season and every day in between!

A dedicated business checking account makes it easier to track expenses, simplify bookkeeping, and present a more professional face to your customers and vendors. If your business is still running through a personal account, now is a great time to make the switch.

Happy first day of fall! As the seasons change, it's a great time for a little financial fall cleaning, too. Take a few ...
09/22/2026

Happy first day of fall! As the seasons change, it's a great time for a little financial fall cleaning, too. Take a few minutes to look through your recent statements for subscriptions you no longer use, review your budget for the months ahead, and make sure your autopay accounts are set up correctly before the holidays sneak up.

A little maintenance now can save you time, money, and stress later.

This week is National Farm Safety and Health Week, and harvest season is right around the corner. Grain bins, heavy equi...
09/21/2026

This week is National Farm Safety and Health Week, and harvest season is right around the corner. Grain bins, heavy equipment, and long hours are all part of the job, but a few reminders can go a long way toward keeping everyone safe.

Take extra time around moving equipment, make sure guards and shields are in place, and never enter a grain bin alone. A safe harvest is a successful harvest.

FM BANK is proud to stand behind the farm families who keep our community growing, this week and every week!

It's Fraud Friday! Scammers are getting more convincing, but a few red flags can help you spot trouble before it costs y...
09/18/2026

It's Fraud Friday! Scammers are getting more convincing, but a few red flags can help you spot trouble before it costs you. Watch for messages that create urgency ("act now or your account will be closed"), requests for gift cards or wire transfers, and anyone asking you to share your online banking password or a one-time verification code.

A good rule of thumb: if something feels off, pause and call us directly using a number you know is real, not one from the message itself.

We'll be sharing tips like this throughout the month. Stay alert out there.

September is National Preparedness Month, and one of the best ways to prepare for the unexpected is a solid emergency fu...
09/17/2026

September is National Preparedness Month, and one of the best ways to prepare for the unexpected is a solid emergency fund. Aim to set aside three to six months of expenses in a savings account you can access quickly, but won't be tempted to dip into for everyday spending.

Starting small still counts! Even setting aside a little each paycheck adds up faster than you'd think, and it gives you real peace of mind when life throws a curveball.

Happy Grandparents Day! ๐Ÿ’› Today, we're celebrating the grandparents in our community, the storytellers, the second helpi...
09/13/2026

Happy Grandparents Day! ๐Ÿ’› Today, we're celebrating the grandparents in our community, the storytellers, the second helpings, the wisdom passed down at the kitchen table. Grandparents have a way of teaching us the things that matter most, often just by example.

One of those lessons is often about money: the value of saving, of patience, and of planning ahead. If you're looking for a way to pass that lesson on, our Bright Future Savings account makes it easy to help a child in your life start their own savings journey, with just a $10 deposit.

To all the grandparents out there, thank you for everything you give.

Every growing season comes with real costs before it comes with real returns: seed, fuel, feed, repairs. That's where an...
09/09/2026

Every growing season comes with real costs before it comes with real returns: seed, fuel, feed, repairs. That's where an ag operating loan comes in! ๐ŸŒพ It's designed to help cover those seasonal input costs so cash flow timing doesn't stand between you and a strong season.

At FM BANK, our ag lenders live and work in this community. They understand the rhythm of the season because they've seen it firsthand. If it's time to talk through your options, we're just a call away.

This Labor Day, we're taking a moment to say thank you to the farmers up before sunrise, the small business owners keepi...
09/07/2026

This Labor Day, we're taking a moment to say thank you to the farmers up before sunrise, the small business owners keeping our downtowns thriving, and every employee who shows up and gives their best. Our community is built on your hard work, and we're proud to bank alongside you!

We hope you enjoy a well-earned day of rest with the people who matter most. ๐ŸŽ‰

In observance of Labor Day, our branches will be closed Monday, September 7. We'll be back to our regular hours Tuesday!

Address

921 Broadway
Wheaton, MN
56296

Opening Hours

Monday 8:30am - 3pm
Tuesday 8:30am - 3pm
Wednesday 8:30am - 3pm
Thursday 8:30am - 3pm
Friday 8:30am - 3pm

Telephone

+13205638142

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