Zachary Gibson - Licensed Agent

Zachary Gibson - Licensed Agent Proudly serving families in Illinois, Wisconsin, and Indiana.

Chicago winters put homes to the test in ways people don’t always see coming. Extended cold snaps can freeze pipes insid...
01/30/2026

Chicago winters put homes to the test in ways people don’t always see coming. Extended cold snaps can freeze pipes inside walls, basements, and crawl spaces, especially in older buildings. When temperatures rise, those frozen pipes can burst, releasing water fast and causing extensive damage to floors, drywall, and personal belongings. What starts as a temperature drop can quietly turn into one of the most common — and expensive — winter-related home losses in the city.

Heavy winter snow in Chicago doesn’t just stay on the ground - it stacks up on roofs. Over time, layered snowfall can ad...
01/20/2026

Heavy winter snow in Chicago doesn’t just stay on the ground - it stacks up on roofs. Over time, layered snowfall can add thousands of pounds of weight, stressing trusses, joists, and older structures. Melting and refreezing snow can also create ice dams that force water under shingles and into walls or ceilings. Flat and low-slope roofs are especially vulnerable, and damage often isn’t visible until leaks or sagging appear. Snow buildup turns from quiet accumulation into costly structural risk.

Winter driving in Chicago isn’t just about snow — it’s about ice, visibility, and unpredictability. Black ice forms quic...
01/13/2026

Winter driving in Chicago isn’t just about snow — it’s about ice, visibility, and unpredictability. Black ice forms quickly on bridges and side streets, especially near the lake. Snow hides lane lines, curbs, and parked cars, making judging distance harder. Other drivers may slide, stop suddenly, or lose control with little warning. Add freezing wind, poor visibility, and heavy traffic, and even short trips can turn risky fast. Slow conditions, limited traction, and reduced reaction time are the real dangers behind most winter crashes.

Winter in the Chicagoland area tends to expose the same insurance headaches every year: burst pipes from deep freezes, i...
01/06/2026

Winter in the Chicagoland area tends to expose the same insurance headaches every year: burst pipes from deep freezes, ice dams backing up under roofs, and fender-benders from black ice and snow-packed streets. Add in power outages and fallen tree limbs from heavy snow, and small issues can turn into expensive claims fast. It’s a season where weather finds every weak point in a home or vehicle.

Caught word that a ton of other insurance companies are going way up on Home insurance prices, with names like Farmers g...
01/12/2024

Caught word that a ton of other insurance companies are going way up on Home insurance prices, with names like Farmers going up 23%+ on this renewal for customers, Liberty Mutual up +11%, and Farm Bureau a staggering 40% increase.

For cars, Home State is getting up to a 20% increase, Liberty Mutual up 10% on cars.

These ones are just the ones we've heard of today; pretty much every company out there like you probably know has gone up a ton these last few years without you personally doing anything wrong.

Allstate is notorious for being expensive, but we're really not. We're only typically a higher price for younger single people with maybe one car who rent, or have bad credit, or a few accidents/tickets. Chances are if you've not had accidents the last few years, and have consistent insurance history, we're going to be cheaper than yours for at least the next few months.

I'm one of the top 3 agents, some months #1, for both customer service and driving new policies in THE LARGEST Allstate agency in Texas. Give me a try if your bill goes up this renewal.

Pic is me btw

As of writing this today, July 19th 2023, there have already been 17 car accidents in the Fort Worth area.After a car cr...
07/19/2023

As of writing this today, July 19th 2023, there have already been 17 car accidents in the Fort Worth area.

After a car crash, not having the right kind of insurance can lead to devastating consequences, with the potential to shatter lives and leave individuals in dire straits. The risk of facing lawsuits after an accident is very real and can quickly escalate, possibly leading to financial ruin. Without adequate coverage, individuals may be held personally responsible for medical bills, property damage, and other related expenses, which could ultimately result in bankruptcy, homelessness, and a lifetime of struggles, even in situations we wouldn't typically consider to be at our own fault. The heartbreaking truth is that this scenario unfolds far too often, affecting people like you every single day across the world.

I'm deeply committed to safeguarding your future and protecting your loved ones from such harrowing circumstances. I work to guide you through the complexities of insurance policies and ensure that you have the right coverage for your family's needs. I'll even offer consultation through this page's messages to review your current insurance situation and determine if adjustments are necessary if you're too busy to talk over the phone or meet at my office. Please, whether with my agency or anyone else, protect what matters most and secure a brighter future for you and your loved ones with the right insurance coverage.

Don't let your first thought in an accident whether or not your insurance will pay for it. By protecting yourself now, you're protecting yourself always.

04/13/2022

Lo barato sale caro 🤷🏽‍♀️

03/24/2022

We're always looking for new talent for the agency! Work on a team with me and several others with the Amaya Premier agency either on-site downtown in Fort Worth, TX or remotely from anywhere in the state! We provide great benefits and a workplace culture that's better than anywhere you've been before - a small business nature backed by Allstate but still exceptionally independent.

Let me buy your Starbucks this week.I don't talk about it much here & I don't have a lot of friends on my personal page,...
03/16/2022

Let me buy your Starbucks this week.

I don't talk about it much here & I don't have a lot of friends on my personal page, but I do work in the insurance industry as a semi-independent agent, and I'm very good at what I do.

Insurance stuff can be boring (I know very well), but it's also very important to understand. Even if you have just one conversation where you have a strong & transparent explanation of how it actually works, it will stick with you, and you'll know for the future how to make sure you're ACTUALLY getting a good deal on it, not just the cheapest price possible. Contrary to how everyone advertises it, the cheapest possible price is normally going to get you the cheapest possible product, and a lot of the time it isn't going to be there when you need it.

If you haven't reviewed your home/renters and auto policies recently send me a message here or just comment. I'll reach out, and if you spend ten minutes looking at what I have to offer and learning about how you make sure your insurance ISN'T a scam, even if you don't decide to do business with me, I'll send you a $10 gift card to Starbucks or Amazon, or a few other options.
Trust me - you'll learn a lot more from a friend on the phone than you will a stranger in a call center that only wants to take your money as fast as possible.

Address

26w269 Geneva Road
Wheaton, IL
60187

Opening Hours

Monday 9am - 5pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5pm

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