APB Retirement

12/13/2023

Complexity vs. Benefits of Secure 2.0 Emergency Savings Accounts

The introduction of emergency savings provisions under SECURE 2.0 presents both significant benefits and administrative complexities for employers and plan administrators. Let's compare these aspects to provide a balanced perspective. Benefits of Implementing SECURE 2.0 Provisions Enhanced Financial...

12/12/2023

Many states are now in the process of mandating all employers to offer a retirement plan solution to their employees. These solutions are woefully inadequate. Find out how the ELITE Pooled Employer Plan from APB Retirement is a better solution for all employers.

12/12/2023

There are a few things to consider before diving into Secure 2.0 Student Loan Repayments.

The SECURE 2.0 Act of 2022 marks a significant shift in retirement savings, especially for employees grappling with student loans. This act allows employers to contribute to their employees' retirement plans based on the employees' student loan repayments. Let's explore the technicalities of this be...

12/12/2023

The SECURE 2.0 Act of 2022 has introduced significant changes and benefits for small businesses looking to establish retirement plans. This legislation not only makes starting a retirement plan more financially accessible but also introduces mandatory features like automatic enrollment starting in 2...

12/10/2023

Exploring an Advanced Retirement Savings Technique The Mega Backdoor Roth strategy is a sophisticated method for high-income individuals to boost their retirement savings beyond the typical IRS limits. This strategy is particularly advantageous for business owners with solo 401(k) plans. What's the....

12/10/2023

Pooled Employer Plans (PEPs) offer numerous benefits for businesses, particularly small and medium-sized ones, looking to provide retirement benefits to their employees. A key advantage of these plans is the elimination of individual plan audits, which contributes significantly to their overall appe...

12/10/2023

Understanding the New Guidelines Extension of Roth Catch-Up Contribution Requirement Background: Traditionally, individuals aged 50 or older participating in retirement plans such as 401(k) and 403(b) have been able to make additional contributions, known as catch-up contributions. These could be ma...

03/03/2022

11/19/2019

The DOL’s new association retirement plan guidance (MEP rule) marks a significant step toward broader usage of MEPs. Here's how, according to experts.

01/28/2019

While last year we spent time defining financial wellness, 2019 brings a clearer picture and deeper understanding of the topic.

08/07/2018

The recent demise of the Department of Labor's Fiduciary Rule has investors on the ropes, wondering if their advisor truly has their best interests in mind. Ask these four probing questions to determine if your advisor is serving you in the best way possible - or, it may be time to change.