Evenson & Duarte Agency

09/03/2026

Very important to understand and discuss with your agent or company.

Myth or Fact?

❌ Myth: My personal auto insurance covers me while I’m making deliveries for work.

✔️ Fact: Personal auto policies may exclude coverage for business activities.

If you use your vehicle for pizza delivery, food delivery, package delivery, or other work, check your policy before you hit the road. Coverage can depend on the terms of your policy and applicable exclusions.

Know your coverage before you need it.

09/02/2026

08/24/2026

Gas prices should be the only thing "High" when operating a vehicle:

The cannabis-positive rate among Connecticut pedestrians killed in crashes rose from 11% to 20.6% after legalization.

08/19/2026

Landlord Insurance is expensive enough, claims impact rates for 5 years, why would a landlord want to insure their tenants property? Renters, need their own policy coverage regardless of the damage. Not expensive at all

Myth or Fact?

Renting a home or apartment? Don't assume your landlord's insurance covers everything inside.

A landlord's policy generally protects the building and the landlord's interests, while renters may need their own insurance to help protect their personal belongings.

Understanding what your policy covers, and what it doesn't, can help you make informed decisions about protecting what matters to you.

08/19/2026

https://www.foxbusiness.com/economy/car-insurance-costs-rising-again-drivers-over-30-states-could-pay-more

Car insurance premiums rose 1% in early 2026, and 32 states are expected to see increases by year's end as repair costs and weather drive claims higher.

08/14/2026

Our new Carrier Partner! GEICO! We look forward to helping our clients save while providing quality coverage through one of the nation’s leading insurance companies.

08/12/2026

Flooding can happen with little warning, and preparation starts before the forecast changes.

Taking a few simple steps now can help you better protect your home, belongings, and financial future.

Learn your flood risk, review your insurance coverage, consider whether flood insurance is right for you, and create a home inventory before a loss occurs.

If you have questions about your insurance coverage or need help understanding your policy, the Connecticut Insurance Department's Consumer Affairs team is here to help.

08/12/2026

Looking for a life insurance policy or annuity after a loved one has passed away?

The Life Insurance Policy Locator may help you find a policy or annuity when you don’t have the documents or aren’t sure which insurance company issued it.

If you believe you may be entitled to benefits, the Policy Locator can help you take the next step.

Learn more and access the tool through CID’s Consumer Information Center.

07/21/2026

06/01/2026

We encourage higher limits of protection🚗🚌

Myth or Fact?
❌ Myth: The minimum required auto insurance coverage protects you from every situation.
✔️ Fact: Minimum coverage may not fully protect you after a serious accident.

Connecticut's minimum auto insurance requirements are designed to meet state law, but they may not provide enough financial protection if you're involved in a serious crash.

Before purchasing or renewing your policy, consider whether higher liability limits may be appropriate for your needs. It's also important to understand that collision and comprehensive coverage are not required by law but can help cover damage to your own vehicle.

Talk with your insurance agent or advisor about your coverage options and what level of protection may be right for you.