10/16/2026
What if $18,000 invested during childhood could grow to nearly $875,000 by retirement?
The biggest advantage of starting to invest early isn't necessarily how much you contribute. It's the TIME you give your investments to grow!
Trump Accounts offer children an opportunity to begin investing at a very young age and potentially benefit from decades of tax-deferred compounding.
In this , Greg Hammond, CFP®, CPA illustrates how investing just $1,000 annually from birth through age 17 could potentially grow into a substantial retirement nest egg, even without making another contribution after age 18.
The power of starting early:
• Age 18: Over $36,000
• Age 40: Over $160,000
• Age 65: Nearly $875,000
The lesson? Starting early gives compounding more time to work.
Important Hypothetical Investment Disclosure:
This illustration assumes contributions of $1,000 at the beginning of each year from birth through age 17, totaling $18,000, with a hypothetical constant 7% annual investment return compounded annually. No additional contributions are made after age 17. The illustration assumes all funds remain invested through age 65 without withdrawals.
Results exclude investment fees, taxes, and inflation. The projected values represent future dollars, not today's purchasing power. The illustration is hypothetical, does not reflect actual investment performance, and is not a prediction or guarantee of future results. Actual returns will fluctuate, and investments involve risk, including possible loss of principal. Withdrawals from Trump Accounts may be subject to income taxes and other applicable rules.
