The NBS Group

10/14/2026

🏦 We asked bankers how they really feel about AI in banking, and how they’re already putting it to work. Filmed at our May conference, Pitching Innovation, at The Otesaga Resort Hotel in Cooperstown, NY, this video captures candid perspectives from people on the front lines of the industry.

Stay tuned: we’ll be sharing panel clips from the conference over the coming weeks, and our next conference is coming this spring. Want more conversations like this? Join us in the spring and be part of it.

Featuring: Tom Grottke, CEO of The NBS Group, Jacob Ciolkosz, Senior Consultant, The NBS Group, Gregory Beckwith., VP of Innovation & Credit Union Operations, Heritage Financial Credit Union & Ryan Spadaccini, Chief Financial Officer, The North Country Savings Bank.

10/12/2026

Deposit growth is only part of the conversation

Winning a new account is a beginning.

The next questions matter, too: Does the product fit the customer? Are its features useful? Does its structure support the institution’s financial goals?

Revenue Rise examines deposit products and pricing.

Take a closer look at the business behind your deposit offering:
https://thenbsgroup.com/revenue-rise/

REVENUE RISE Revenue Rise is The NBS Group’s proprietary income optimization program designed to help financial institutions increase noninterest and interest income through disciplined, market-driven analysis. Using competitive intelligence, mystery shopping, and deep product evaluation, Revenue ...

10/10/2026

Get to know the people behind The NBS Group.

Choosing an advisor means choosing the people who will help you work through important decisions.

The NBS Group brings together professionals with experience in banking leadership, finance, lending, operations, payments, and technology.

That experience matters when your institution is evaluating a core system, strengthening performance, or planning its next stage of growth.

Explore our team’s backgrounds, areas of expertise, and the paths that brought them to NBS.

Meet The NBS Group team: https://thenbsgroup.com/about-us/

The NBS Group has been transforming regional and community financial insututions for over 25 years. Learn more what we are about here.

10/08/2026

Accounting and tax responsibilities continue to grow more complex for financial institutions.

From evolving regulations and financial reporting requirements to strategic tax planning, today's banking leaders need advisors who understand both the numbers and the industry.

The NBS Group is proud to expand our services with specialized Accounting & Tax Services, delivering experienced guidance tailored to the unique needs of community banks, credit unions, and financial organizations.

Our team works alongside your leadership to provide insights that go beyond compliance, helping strengthen financial performance, improve reporting processes, and support informed decision-making.

If you're looking for an experienced partner who understands the financial services industry, we'd love to start the conversation.

👉 Explore our new Accounting & Tax Services:
https://thenbsgroup.com/accounting-tax/

Bookkeeping & payroll processing to outsourced CFO accounting services and tax strategy.

10/06/2026

Does your staffing match the work?

A busy department can raise an important question: does the team need additional capacity, or does the work need to be organized differently?

Account complexity, service demands, and manual steps all deserve attention before making that decision.

The NBS Group provides staffing and productivity benchmarking to help institutions evaluate resource allocation.

Bring an outside perspective to the conversation—and give your leadership team a clearer basis for its next move.

Discover NBS Performance services: https://thenbsgroup.com/performance/

10/01/2026

The financial services industry never stands still, and neither should the conversations shaping it.

From strategic planning and operational performance to technology, leadership, and emerging industry trends, staying informed is essential for making confident decisions in today's evolving banking landscape.

That's why The NBS Group regularly shares timely articles, practical insights, and thought leadership designed specifically for community banks, credit unions, and financial services professionals.

Whether you're looking for fresh perspectives, actionable strategies, or expert commentary on today's biggest challenges, our latest articles are here to help you stay informed and ahead of what's next.

📖 Explore our latest insights and discover what's shaping the future of financial services:
https://thenbsgroup.com/articles/

Which topic would you like us to cover next? Share your ideas in the comments. We'd love to hear from you.

09/28/2026

Give noninterest income a closer look

When planning for stronger earnings, how much attention does your institution give to the services customers already use?

Which services contribute consistently? Which need a better understanding of their economics? Where might the offering and its pricing need another look?

Revenue Rise includes an assessment of ancillary services.

Discover opportunities within your existing business:
https://thenbsgroup.com/revenue-rise/

09/24/2026

What happens after the competitor comparison?

Your team has gathered competitor pricing. Now comes the harder question: what should your institution do with that information?

Matching a competitor may not fit your customers, your product offering, or your financial goals.

Revenue Rise turns competitive research into recommendations.

Give your next pricing conversation a clearer direction:
https://thenbsgroup.com/revenue-rise/

REVENUE RISE Revenue Rise is The NBS Group’s proprietary income optimization program designed to help financial institutions increase noninterest and interest income through disciplined, market-driven analysis. Using competitive intelligence, mystery shopping, and deep product evaluation, Revenue ...

09/23/2026

Many financial institutions are looking for more than just an accounting firm. They need a trusted partner who understands the unique challenges of the banking industry.

That's why we're excited to introduce Accounting & Tax Services from The NBS Group.

Our experienced professionals provide specialized accounting and tax solutions designed specifically for financial institutions, helping organizations navigate regulatory requirements, improve financial reporting, strengthen operational efficiency, and plan for long-term success.

Whether you need ongoing accounting support, tax planning, financial reporting expertise, or guidance on complex accounting matters, our team is here to help.

At The NBS Group, our goal is simple: provide practical solutions backed by deep industry experience so your institution can focus on serving customers and growing with confidence.

👉 Learn more about our Accounting & Tax Services:
https://thenbsgroup.com/accounting-tax/

ACCOUNTING & TAX SERVICES Accurate financial reporting and proactive tax planning are critical to business success. The NBS Group provides customized accounting and tax services that help businesses improve financial performance, maintain compliance, and plan for growth. From bookkeeping and payroll...

09/20/2026

Could everyday operations be leaving revenue uncollected?

A product setting that no longer matches the intended pricing. A waiver that deserves another look. A process that produces inconsistent results.

Before changing a fee schedule, understand how the current one is working.

The NBS Group’s revenue audits examine settings, processes, policies, and waivers to identify potential revenue gaps—with attention to regulations and sound practices.

Take a closer look at the details behind your institution’s income.

Explore NBS Performance services: https://thenbsgroup.com/performance/