06/02/2026
Many clients ask our team about ways to enhance their existing life insurance policies, and one option we often discuss is the guaranteed insurability rider. This feature can offer added flexibility by allowing you to increase coverage later on without additional medical underwriting.
As an independent insurance agency here in Westport, MA, we’re committed to helping you understand how optional policy features fit into your long-term planning. If you’re wondering whether a guaranteed insurability rider aligns with your goals, we’re here to walk you through the timing requirements, coverage limits, and overall cost.
Have questions? Our team at F&T Insurance Agency is always available to help you explore your life and disability insurance options.