04/09/2026
😂 Self-Employed Problems 🤷♂️
Self-employed and trying to buy a house? Here’s the truth...
You can’t tell the IRS you made nothing...
and then expect the bank to believe you made everything
This is the game:
• Show more income = better rates, lower down payment
• Write everything off = use bank statements, but higher cost
There’s no wrong move... just the wrong strategy if you don’t plan ahead.
If you’re self-employed and thinking about buying in 2025, DO NOT file your taxes before having a game plan.
DM me “SELF EMPLOYED” and I’ll help you structure
this the smart way.