Main Street Advisors, LLC

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Main Street Advisors, LLC We are a fee-only registered investment advisory firm located in Westminster, MD serving individuals Our philosophy is rooted in our beliefs.

Welcome to Main Street Advisors, a fee-only investment advisory and financial planning firm in Carroll County Maryland within the heart of Westminster. We provide services focused in these primary areas: Retirement and Financial Planning, Investment Planning, Tax Planning, Education Planning and Estate Planning. We believe it is our duty to honor our “fiduciary oath.” We believe it is our duty to have a solid understanding of our clients. They come to us with pre-determined biases, concerns, goals, needs, dreams and financial tendencies. Some of these will change over time and some will not. As a result, we are vigilant in our responsibility to explore who are clients are and what they aim to achieve.

Social Security checks will get a nice bump in cost of living adjustment (COLA) in 2027.
10/15/2026

Social Security checks will get a nice bump in cost of living adjustment (COLA) in 2027.

Amount of earnings subject to Social Security tax will rise to $192,300

Parenthood can have a big impact on your retirement savings planning.
10/14/2026

Parenthood can have a big impact on your retirement savings planning.

The costs of raising children tend to emerge at a particularly critical time for retirement savings if parents are to take full advantage of the power of compounding.

Learn what to consider when retirement planning.
10/13/2026

Learn what to consider when retirement planning.

Examining where you are today and where you are headed is a key step in retirement planning.

What you need to know about open enrollment.
10/12/2026

What you need to know about open enrollment.

Medicare Open Enrollment for Part D drug plans in 2027 looks to mean fewer plans and higher premiums.

For your reading pleasure. As always, please do not hesitate to contact us with any questions or concerns.
10/12/2026

For your reading pleasure. As always, please do not hesitate to contact us with any questions or concerns.

The latest issue of Market Week is available.

Learn more about tax loss harvesting.
10/09/2026

Learn more about tax loss harvesting.

Learn how tax loss harvesting can reduce your capital gains taxes, offset ordinary income and position your portfolio for long-term growth entering 2027.

The 10-year treasury hit a 24-year high.
10/08/2026

The 10-year treasury hit a 24-year high.

Long-term Treasury yields hit their highest level in 24 years as inflation, Fed policy, heavy borrowing and global rate pressure push interest costs higher.

Forbes just released their top 25 places to retire based on popular pursuits such as arts, fine dining, golf, etc.
10/06/2026

Forbes just released their top 25 places to retire based on popular pursuits such as arts, fine dining, golf, etc.

Forbes reviewed nearly 1,000 sites to come up with the top 25 for pursuits ranging from the arts and fine dining to golf. Here’s how to find your own top spot.

Read some observations on how retirees' spending has changed over the years.
10/05/2026

Read some observations on how retirees' spending has changed over the years.

Today’s retirees are spending far more than their parents did.

Learn what you can do to help build your savings and overall wealth.
10/02/2026

Learn what you can do to help build your savings and overall wealth.

The truth is that you don’t need a high income to have a high net worth. Your net worth, simply put, is your assets minus your liabilities—it’s not how much you earn, it’s how much you keep.

Address

205 E. Main Street
Westminster, MD
21157

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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