CosmoLends

CosmoLends CosmoLends is a lending service provider offering a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client.

Buying a home is expensive. Now isn’t a good time to buy…. Maybe there’s some truth to these scary home buying myths that friends and family are all too often ready to share. Or, maybe it’s your own insecurities discouraging you from the dream of home ownership. Either way, there are home buying myths people relate to when maybe they shouldn’t. Move past these seven home buying myths and start see

ing just how affordable homeownership is!

1. 20 % down is required

False. Today you can buys a home with as low as 0 – 3% down meeting certain criteria.

2. You must have perfect credit

False. We have program that will go as low as 580 score if the loan makes sense.

3. I can’t buy for 7 years because I filed bankruptcy

False. You can buy after 2 years of BK with re-established credit

4. I had a foreclosure so I have to wait 7 years

False. You can buy after 3 years of foreclosure in most cases.

5. I don’t have traditional credit so I cant buy

False. We have programs that allow you to use alternative credit like rent and utility bills etc. With proper direction and a step-by-step plan of action, CosmoLends has helped a myriad of families, individuals and investors finance the homes and investment properties of their choosing.
6. I just graduated college so I have to be at my job a year

False. As long as your job is in the same field of study we count the schooling as work history immediately.

7. I don’t have money for closing costs and down payment

We have strategies for how to get closing costs money. A low lending rate is great, but there’s so much more to it than that. We’ve helped thousands of homebuyers with credit challenges by offering a monthly home-prep course with your own personal mortgage coach that addresses repairing credit issues and prepares potential home buyers to purchase in the future. Even with less than perfect credit, our clients are often able to buy! With proper direction and a step-by-step plan of action, CosmoLends has helped a myriad of families, individuals and investors finance the homes and investment properties of their choosing. Take the first step towards owning your own home by calling CosmoLends at (440) 925-5515

CosmoLends is an Equal Housing Lender; NMLS # 282430

This is great news for consumers.
02/08/2024

This is great news for consumers.

Who needs 2 more hours of Continuing Education for your Real Estate License!?!? Com...
01/10/2024

Who needs 2 more hours of Continuing Education for your
Real Estate License!?!?
Come join me for Thursday Trivia on January 18th!!
Have some fun and test your Knowledge
of
General Lending Industry

Class is being held 1.18.24 from 11:30am to 2pm. Lunch is provided
Email [email protected] to register your spot NOW!!

Don’t be fooled! While rates may have risen there are many ways to take advantage of current market conditions.Get in to...
04/01/2023

Don’t be fooled! While rates may have risen there are many ways to take advantage of current market conditions.

Get in touch today!

Great news for FHA financing ?FHA has announced a 30-point reduction on annual mortgage insurance premiums, from .85% to...
03/21/2023

Great news for FHA financing ?
FHA has announced a 30-point reduction on annual mortgage insurance premiums, from .85% to .55%.
What does this mean for homebuyers? Lower premiums = lower payments!

Give me a call to learn what your potential FHA loan could look like.

Don’t forget to change your clocks to spring forward! Daylight Saving Time begins this Sunday, March 12.
03/12/2023

Don’t forget to change your clocks to spring forward! Daylight Saving Time begins this Sunday, March 12.

Calling all Veterans!The VA has announced a reduction to funding fees for purchase, construction, and cash-out VA loans....
03/08/2023

Calling all Veterans!

The VA has announced a reduction to funding fees for purchase, construction, and cash-out VA loans. These lower fees will help make homeownership more accessible to potential homebuyers this year.

Contact our team today to qualify for or learn more about our VA financing options!

- https://delmarmortgage.com/va-loans/

Keep your financial fitness goals rolling! Creating (and sticking to) a budget is the key to getting your finances in or...
02/21/2023

Keep your financial fitness goals rolling! Creating (and sticking to) a budget is the key to getting your finances in order.

Here are 6 tips to get you started.

Let the good times roll – with Delmar Mortgage. Happy Mardi Gras!
02/21/2023

Let the good times roll – with Delmar Mortgage. Happy Mardi Gras!

Happy Valentine's Day!
02/14/2023

Happy Valentine's Day!

Which team are you cheering on this Sunday? Let me know in the comments – right answers only! ;)
02/10/2023

Which team are you cheering on this Sunday? Let me know in the comments – right answers only! ;)

Delmar is licensed in 37 states and counting! From coast to coast our team is ready to help you finance your next home.
02/07/2023

Delmar is licensed in 37 states and counting! From coast to coast our team is ready to help you finance your next home.

Address

24500 Center Ridge Road Suite 225
Westlake, OH
44145

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 1pm

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