Velocity Mortgage Capital

Velocity Mortgage Capital Because all borrowers, even the extraordinary ones, deserve an opportunity.
(1)

Velocity Mortgage Capital is a nationwide lender focused exclusively on financing small balance investment property and commercial real estate loans for extraordinary investors. Commercial Lending, Commercial Lender, Commercial Mortgage Lender

Velocity Mortgage Capital is a nationwide, direct portfolio lender focused exclusively on financing residential 1-4 investment, multi-family, mixed-use and

small balance commercial properties. By focusing more on the property’s value and revenue-generating potential than the borrower’s personal income and credit, our alternative, asset-based mortgage programs allow the brokers we service to meet the unique needs of real estate investors, including W-2, self-employed and small business owners, who are often tough to qualify. Velocity Commercial Capital was formed in 2004 as a specialty finance company focused exclusively on nationwide real estate lending through our network of mortgage brokers.

Small deals still require big ex*****on. 🏒This office condo unit purchase in Houston, TX closed with $73,500 in FlexTerm...
06/09/2026

Small deals still require big ex*****on. 🏒

This office condo unit purchase in Houston, TX closed with $73,500 in FlexTerm financing, delivering a clean structure and smooth process from start to finish.

Whether it’s one unit or an entire portfolio, Velocity focuses on clarity, consistency, and results. 🀝

Contact Samantha Fisher below
(818) 648-6424
[email protected]

The market isn't going to hand you the perfect moment.Rates aren't going to hit a number that makes every deal obvious. ...
06/08/2026

The market isn't going to hand you the perfect moment.

Rates aren't going to hit a number that makes every deal obvious. Inventory isn't going to open up overnight. Competition isn't going away.

The investors building real portfolios right now aren't waiting for perfect. They're working with what's in front of them.

Perfect is the enemy of the deal.

Finish the sentence:"I knew the deal was going sideways the moment the borrower said ______."We'll start: "It's basicall...
06/04/2026

Finish the sentence:

"I knew the deal was going sideways the moment the borrower said ______."

We'll start: "It's basically already done, I just need a few days."

Your turn πŸ‘‡

They die on the third "just one more doc" email three days before closing.Rate gets all the attention because it's the e...
06/03/2026

They die on the third "just one more doc" email three days before closing.

Rate gets all the attention because it's the easiest thing to compare. But the deal your borrower actually remembers isn't the one with the best number β€” it's the one that closed when you said it would. Or the one that didn't.

Speed and certainty don't fit neatly on a rate sheet. Doesn't make them any less the whole game.

Got a deal that needs to actually close? Bring it to Velocity β€” that's the part we're built for.

πŸ“ž (888) 822-3304

On time. On target. Broker and borrower both walked away happy.That's not always the norm in this industry β€” and we thin...
05/29/2026

On time. On target. Broker and borrower both walked away happy.

That's not always the norm in this industry β€” and we think it should be. At Velocity, we set a timeline, and we stick to it. No surprises, no last-minute delays.

The best compliment we get isn't about rates or terms. It's when a broker says "that went exactly how you said it would."

Contact Arthur Page below
(425) 657-2125
[email protected]

There are a lot of assumptions floating around about investment property financing. Let's clear up three of the biggest ...
05/28/2026

There are a lot of assumptions floating around about investment property financing. Let's clear up three of the biggest ones. πŸ‘‡

Misconception #1: "Investment property loans take months to close." Not at Velocity. Our bridge loans and specialty products are built for speed. When the right deal comes along, waiting months isn't an option β€” and it doesn't have to be. The right loan can close in days, not months. Speed is at the core of everything we do.

Misconception #2: "Velocity Mortgage Capital is a non-QM lender." We hear this one a lot β€” and we get it, the lines can blur. But Velocity is a business purpose lender. That's a meaningful distinction. Our products are purpose-built for real estate investors, not general consumer mortgage borrowers. What we offer is in a category of its own.

Misconception #3: "Velocity only lends on commercial properties." This is one of the most common things we hear β€” and it's not accurate. Velocity lends on both residential and commercial properties. Whether you're financing an SFR, a multifamily building, or a residential deal, we have products built for it. If you've only thought of us as a commercial lender, it's time to think bigger.

Understanding who your lender is β€” and what they specialize in β€” can make all the difference in how your deal gets done.

Turned down by two banks. Closed by Velocity in 30 days.Mid-process, the seller and borrower decided to add seller finan...
05/27/2026

Turned down by two banks. Closed by Velocity in 30 days.

Mid-process, the seller and borrower decided to add seller financing into the mix. File went back to underwriting on a Friday β€” and still closed the following Wednesday.

The broker said it best in their review: "Definitely a go-to lender."

When the deal gets complicated, that's exactly when we shine.

Contact Tracy Ginna below!
(949) 933-7416
[email protected]

Momentum matters β€” especially when a great opportunity is on the table. πŸš€πŸ‘This FlexTerm purchase in Sunrise, FL closed i...
05/26/2026

Momentum matters β€” especially when a great opportunity is on the table. πŸš€πŸ‘

This FlexTerm purchase in Sunrise, FL closed in just 4 weeks, delivering $280,000 in financing with a structure built to keep things moving.

When timing is critical, Velocity focuses on speed, clarity, and ex*****on so investors can act with confidence. 🀝

Contact Samantha Fisher below
(818) 648-6424
[email protected]

This Memorial Day, we pause to honor the brave men and women who made the ultimate sacrifice in service to our country.T...
05/25/2026

This Memorial Day, we pause to honor the brave men and women who made the ultimate sacrifice in service to our country.

Their courage and dedication made it possible for all of us β€” and our families β€” to pursue our dreams, including the dream of homeownership.

At Velocity Mortgage Capital, we are proud to serve those who serve, and we remain committed to helping veterans and military families find the financing solutions they deserve.

To the Gold Star families carrying the weight of this day β€” we see you, we honor you, and we are grateful. Wishing everyone a meaningful and reflective Memorial Day.

Multi-unit cash out refi in one of the most competitive rental markets in the country.Investors know the value sitting i...
05/21/2026

Multi-unit cash out refi in one of the most competitive rental markets in the country.

Investors know the value sitting in their properties. Tapping into that equity should be straightforward β€” not a six-month process.

If your client is ready to put their equity to work, let's make it happen.

Contact Paula Rivera below
(949) 306-3965
[email protected]

Address

2945 Townsgate Road, Ste. 110
Westlake Village, CA
91361

Opening Hours

Monday 5am - 5pm
Tuesday 5am - 5pm
Wednesday 5am - 5pm
Thursday 5am - 5pm
Friday 5am - 5pm

Alerts

Be the first to know and let us send you an email when Velocity Mortgage Capital posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Velocity Mortgage Capital:

Share

Category