BGA Premier Insurance Solutions Inc.

07/21/2025

The caregiving crisis is real. A care plan protects assets and your family’s heath, relationships and future.

Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burdens on loved ones.

04/29/2025

It was a lovely evening sharing knowledge and stories about planning for retirement and protecting our families. Thank you to this amazing group of women for joining us ❤️

07/25/2023

I just helped Mary (55 year old single female in Florida) plan for her long term care protection. She is paying 6k a year for 10 years only. Because her policy has 3% compound inflation growth , when Mary is 85, she will have $401,674 in TAX FREE money GUARANTEED to pay for her long term care.

There are so many benefits to having a LTC plan. Paying premiums when your clients are young and healthy allows them to have an allocated LTC bucket of money for care.

If Mary passes away without using the LTC bucket of money, her premium of 60k will be returned to her daughter in the form of life insurance.

Win, Win!

bgapremierinsurance.com

Boosting retirement savings now can provide greater financial security, promoting a more enjoyable and worry-free retirement. A solid nest egg ensures you can fully embrace the golden years with fewer financial constraints.

06/30/2023

My assistant is not very helpful today! I think he’s already on vacation.

05/24/2023

As I read another “go fund me” on FB, I am saddened to see a young married father with 2 kids has passed away. The devastation is real and financially I hope he had life insurance. The family is needing cash, gift cards and meals. As a life insurance agent, I wish I could deliver a huge life insurance check to to his wife 😞
Stefanie and I are here to protect all families with life insurance.

02/14/2023

Life Insurance is for anyone who loves. Happy Valentines Day! ❤️

02/01/2023

Happy February! In the life insurance industry this is "Insure your LOVE" month. Rather than chocolates or flowers, why not get a life insurance policy to show your loved ones how much they mean to you?
We can help!
BGAPremierInsurance.com

09/09/2022

Long Term Care Protection
Buy now vs. Buy later

Many clients wait until retirement or after to explore options for long term care protection.
The fact is, pricing is based on health and age so the younger and healthy you are, the less expensive it will be!
I recommend looking at LTC at age 50. What about a 10 pay premium option and having the policy PAID UP at age 60 😊
Now that’s good planning!

08/24/2022

People ask me all the time, "When is the best time to purchase long term care insurance?" Age and health are a big factor in determining premium. Now, with the hybrid LTC products in the marketplace, premium can be paid for a shorter amount of time. I purchased my hybrid product when I was 46...I will be paid up at 56 and sleeping well at night knowing I have protection and resources should I need care.

07/27/2022

Have you wondered why baby diapers are called "Luvs", "Huggies" and "Pampers" while adult diapers for old people are called "Depends"?
Here is the low down....When babies p**p their pants, people Luv'em, Hug'em and Pamper'em.
When adults p**p their pants, it "depends" on who is in their trust/will or who is the oldest daughter.

But in all seriousness, When I am old and need my "depends" changed, I am going to "depend" on my long term care policy to provide tax free money so I can hire someone to help me. My kids are very grateful!
Being a long term care insurance agent, I couldn't help but Laugh Out Loud at this comparison!

BGAPremierInsurance.com
818-836-5623