Chivaroli & Associates Insurance Services

02/24/2025

According to the latest CIAB survey, the end of 2024 came with no real change in insurance market conditions. Therefore, insurance buyers should expect existing market conditions to persist in 2025.

The end of 2024 came with no real change in the insurance market as commercial property/casualty premiums continued to climb.

12/13/2024

"Nuclear" medical malpractice verdicts blew away records in 2023, and trends appear to be continuing in 2024.

"Nuclear" medical malpractice verdicts blew away records in 2023, and trends appear to be similar in 2024.

11/22/2024

Some pregnant women are being asked to make large payments months before they deliver their babies. Patient advocates are raising concerns about this billing practice.

Some women are being asked to pay upfront months before they deliver their babies. While legal, patient advocates call it unethical.

11/20/2024

Learn about the differences between fidelity bonds and commercial crime insurance in order to secure the best coverage for the needs of your business.

While fidelity bonds and commercial crime insurance are nearly the same, there are a few key differences to understand.

11/15/2024

Nuclear verdicts smashed records in 2023, with 27 court cases awarding over $100 million each, according to Swiss Re. The massive awards are driving social inflation and costing customers higher premiums.

Nuclear verdicts smashed records in 2023, with 27 court cases awarding over $100 million each, according to Swiss Re.

11/14/2024

The cyber insurance market, which hardened in 2021 and 2022, is showing signs of softening. However, industry experts believe the marketplace dynamics are more nuanced than they appear.

Soft cyber insurance market conditions mean lower premiums. However, there's a debate about whether cyber is experiencing a soft market.

11/12/2024

Small medical practices are prime targets for cybercriminals. Protect your practice and your patient's data with dedicated cyber insurance coverage. Read our new blog to learn why small medical offices can't afford to skip this crucial protection.

As Cyber risk continues to threaten the healthcare industry, many small medical offices need to consider stand-alone cyber insurance.

11/01/2024

Fitch Ratings reports that reinsurers have varied views on pricing in 2025. However, a majority of those surveyed expect rate hikes.

Reinsurers have varied views on pricing in 2025, according to a recent survey. However, a majority expect rate hikes.

08/23/2024

Hospitals are in an increasingly vulnerable financial position, according to S&P Global, as Medicare Advantage enrollment surges.

Medicare Advantage enrollment is surging and that could put hospitals in a vulnerable financial position, according to S&P Global.

08/19/2024

Healthcare remained the most expensive industry for responding to and recovering from data breaches, according to IBM’s latest data breach report.
https://chivaroli.com/healthcare-data-breaches-cost-almost-10m-in-2024-ibm-security/