Suzanna Ramussen

01/09/2023

If you've been considering buying a new home this year, I'm sure you've heard the phrase "marry the house but date the rate."
And maybe you found yourself wondering; what does that mean? What's the benefit?
The idea is that inventory is low and rates are higher than we saw previously, but you shouldn't let that stop you from buying the home of your dreams.
Rates are constantly changing and the beauty of that is that you don't have to stay committed to them! You can dump them like a bad ex when you refinance your loan.
Don't pass up the right home simply because rates aren't where you'd hoped they'd be right now.. Rates will drop soon enough! Marry the house, but date the rate! Call today and let's set you up.

10/31/2022

10/22/2022

If only I could Conor to do this with me! So fun!

10/18/2022

Got a welfare check call of a 92 yr old woman, who sometimes walks up and down the road and doesn’t know where she is. Sometimes forgets her door is open so thinks she is locked out.

Neighbors call and said, she forgets a lot of things and her hands are ice cold to the touch. So they let her warm up in their home.

We go by and check, she has 2 sons who just forget about her. No food in the fridge, only milk and old lemonade. Only eating a bag of Cheerios, place hasn’t been cleaned recently. All she wanted to know is why her sons don’t bring her food or check on her. She said she just need a couple sandwiches or something to least not be hungry.

Without her knowing, we left and got her some groceries for her home. Big rotisserie chicken, some sandwich items to last a week or 2, some chunky soups, bunch of chips and meat, some waters. Knocked on her door and she was all smiles and in disbelief someone actually cared enough about her to even help.

Not always about running and gunning catching bad guys. Sometimes just showing someone they aren’t alone can change their lives.

Like I said from day one, “changing lives one smile at a time”

Credit: Marquis Hines
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09/06/2022

As we get older, we find ourselves in need of a bit more assistance than before.

How can we plan for this? What can we expect?

If you find yourself struggling with mobility impairments, you may need to make adjustments and modifications to your home, such as:

✔ Stairlifts
✔ Walk-in tubs, equipped with handrails.
✔ Wheelchair ramps
✔ Wider doorways to allow access for wheelchairs and walkers.
✔ Flooring modifications such as tile, hardwood, or laminate.

As times progress, we are also seeing assistive technology become a huge asset to our aging population!
This is a great solution that is easy to implement and requires no permanent changes to your home. What does assistive technology look like?

✔ Home monitoring systems such as life alert, medical alert, etc.
✔ Activity monitoring systems
✔ Assistive seating devices
✔ Voice-controlled home devices to assist with automated lighting, medication and appointment reminders, easy grocery ordering, hands-free phone calls, etc.
✔ Smart doorbells, equipped with video monitoring, two-way conversations, and even a voicemail service.

As you can see, the list of options available to you to help you age in place is quite extensive - and costly.

With social security being virtually nothing, unless you have a solid retirement plan in place that you have no fear of outliving; people are going to have difficulty affording the luxury of aging in place.

But there is a solution, You can take out a Reverse Mortgage to help ease the financial burden of making your home accessible to you and your needs.

Call today and talk to one of our Reverse Specialists, let’s get you the help that you need to make aging in place as smooth of a transition as possible.

09/05/2022

Happy Labor Day To You, Our Dignified Reverse Family!
To say we are simply grateful to you for all that you do is putting it lightly.
Did you know the very 1st Labor Day was celebrated on Tuesday, Sept. 5th, 1882 in New York City? It wasn't until 1894 when President Grover Cleveland signed a law making the first Monday of September an annual holiday, that Labor Day came to be as we know it today.
Here are a few fun facts about Labor Day that I bet you didn't know!

🛠 Labor day became a federal holiday nearly 20 years before the creation of the labor department.

🛠The Labor Department was the first cabinet agency led by a woman, Francis Perkins.

🛠Early 20th century; labor activists and Secretary Francis Perkins championed the Fair Labor Standards act in 1938 which included the 40-hour workweek and minimum wage.

🛠 The first Labor Day celebration, held in New York City, was attended by nearly 25,000 union members and their families.

Now THAT's a lot of Hot Dogs!!

08/30/2022

Studies show that as we increase in age, we tend to feel an intense desire to keep the familiar close.
Many of us feel a deep connection to the homes where we raised our children and entertained our grandchildren and often, we don't want to leave.
What if I told you there was a way that you could gracefully age in place?
You've spent years working to pay down your mortgage, now it's time to capitalize on all the hard-earned money you've put into your home.
Make the equity in your home, work for you with a Dignified Reverse Mortgage.
Stop living in a constant state of "what if." The answer is YES. You CAN stay in your home.
Let us show you how, Call today.

*Survey published by AARP 2018 Home and Community Preferences: A National Survey of Adults Ages 18-Plus (aarp.org)

08/01/2022