North Improvement, LLC Insurance

03/25/2021

In this post you’ll find the link to a podcast for which Hayden recently contributed expert advice on cyber threats facing HNW families.

This week Hayden joined the Insuring Cyber podcast to discuss the growing slew of cyber threats facing HNW & UHNW families. Whether it's social engineering to steal money intended for a fine art purchase or ransomware, understanding how to prevent and insure these types of events is a necessity in t...

08/28/2020

Great to see May's online article now featured in the August 24th edition of the Insurance Journal Magazine. The response has been great from prospects, carriers and brokers alike!

As a self-taught app developer, when Hayden Kopser sees a problem, he seeks to build a solution. So, when he observed during his time working at AIG that

06/29/2020

Do you lease or own a personal or business car in NJ?

We're extremely excited to announce that we have been appointed to write auto insurance through Progressive!

With great rates, great coverage, great claims service, and of course great commercials, Progressive was a natural fit for us to work with.

Interested? We can quote your insurance for free in minutes. Just call 212-495-9172 or email [email protected] to get started!

05/11/2020

A huge thanks to Insurance Journal for their awesome write up on us and our co-founder Hayden Kopser. What a great start this has been to our second year in business!

We how you are all staying safe and healthy out there!

As a self-taught app developer, when Hayden Kopser sees a problem, he seeks to build a solution. So, when he observed during his time working at AIG that

05/07/2020

In order to expand our marketing efforts and provide additional value to our network, North Improvement, LLC is beginning a referral program.

Through this program we are able to compensate individuals and businesses in most states for referrals of warm leads, even if the referral source does not hold any insurance licenses.

Visit the below page on our site to learn more, and if you are interested you can apply or contact me directly to discuss what it would take to get involved!

While we currently have a number of formal and informal referral relationships with strategic partners, we wanted to expand this offering to individuals and businesses who we may not normally to partner with, especially now that many are currently out of work and looking for additional income.

Learn how you can earn money by referring potential clients to us, even without needing an insurance broker/agent license.

04/27/2020

Wow! It's so hard to believe we just had our one year anniversary yesterday. What a year it has been!

I wrote a detailed year one wrap up post that I hope you enjoy!

“All you need in this life is ignorance and confidence, and then success is sure.” – Mark Twain. Thoughts on our first year in business as an insurance brokerage.

04/20/2020

We just saved a client over $7,500 on his family's annual auto insurance premium alone, while maintaining existing coverage limits on their high end cars and daily drivers as well.

There was no sleight of hand involved. Thanks to North Improvement, LLC being an independent brokerage we were able to obtain competitive offers with a few highly rated and reputable carriers. His former agent of decades, by comparison, only sells one company's products.

Next, rather than assuming his current policy was correct, or that the savings we had already found were enough, we took the time to better understand the vehicle use, such as who drives which cars, and how many miles each is estimated to be driven annually.

Sure, we could have likely won the account by saving just a couple thousand dollars, but I don't view our goal as being better than our competition. I sleep well at night knowing any client of ours has gotten the best coverage offered at the best price available.

Again, there is no magic involved. By working with our clients to fully understand their needs and assets, we are generally able to improve their insurance package considerably.

Have you been delaying having a broker review your insurance for free? Now is the perfect time to send us your policies comment on this post, email us at [email protected] or call/text us at 212-495-9172 to learn how!

04/17/2020

Our businesses and families were already at tremendous risk of , now state orders forcing millions of companies to operate out of employees' homes have increased exposure to certain cyber risks, such as Wi-Fi hacks, by many multiples.

Now is the time to reassess your , and of equal importance, the cyber security program that you have in place. Both your ability to operate as well as your clients' and family's data can be better secured if you act promptly and thoroughly now.

For most businesses and families, broad coverage with top carriers is surprisingly affordable, and limits can generally be adjusted to reflect your needs.

Are you not sure about what your business and family cyber exposures are? North Improvement, LLC's brief Cyber FAQ page should help to get you thinking, then you can contact us if you would like to talk in detail.

Email: [email protected]
Call/Text: 212-495-9172

https://www.northimprovement.com/cyber-insurance-faqs

How can I protect myself from cyber fraud? Can I buy insurance for costs related to cyber bullying? Can I buy insurance for malware? We answer all of that and more, right here!

04/16/2020

Our COVID-19 Insurance Information Center is officially live!

Check it out to learn how the Pandemic may be impacting your premiums, coverage, and state regulations.

https://www.northimprovement.com/covid-19-information

Don't find something you want to know on the page? No problem! Email us at [email protected] or Call/Text at 212-495-9172 and we will be happy to discuss your questions in more detail.

Stay up to date on how the COVID-19 pandemic is impating insurance throughout the USA. We are maintaining a non-exhaustive list of insurance carrier refund plans, state regulator bulletins, and much more so you can stay informed!

04/10/2020

On behalf of North Improvement, LLC and myself, I want to wish all of our clients, associates, friends, and family who are celebrating, a very happy and blessed Passover, Good Friday and Easter!

Things may be different than usual this year, however that is no excuse to not take our minds off of the pandemic temporarily to celebrate and participate, albeit in a less social way than we are used to.

Enjoy, stay safe, and please keep social distancing!

Westfield, NJ based insurance brokerage and risk advisory offering homeowner insurance, auto insurance, condo insurance, commerical insurance, jewelry insurance and more in New Jersey, New York, Florida and beyond!

04/06/2020

Small Business Owners:

Now is not the time to cancel your insurance, but it is the perfect time to see if you can reduce your premiums while still being insured by a top carrier!

Thankfully, via our innovative online quoting platform you can do just that! In 2-5 minutes you can get quotes, and even bind coverage if we are able to get you a more competitive offer than your current carrier is giving you!

Apply, receive quotes, and even bind coverage when available for your small business, right here on our website!