Lisa Mathews- CrossCountry Mortgage, LLC

09/14/2026

Realtor problem:
Your client is financially strong, but their income does not fit neatly into the traditional lending box.
Maybe they are:
• Self-employed
• Paid primarily through 1099 income
• A business owner with significant write-offs
• Strong in assets but light on traditional income documentation
• Someone with a more complex financial profile
That does not automatically mean the deal is dead.
CCM offers Non-QM solutions that may provide alternative ways to document qualifying income, including options such as:
• Bank Statement programs
• 1099 programs
• Asset Qualifier options
• Other Non-QM solutions
Before counting out a buyer because the traditional route does not work, send over the scenario.
Sometimes the solution is simply using a different lending box.

09/11/2026

We will Always Remember

09/09/2026

09/09/2026

Buyer tip for this week:
The listing price is easy to see.
Some of the other costs of owning the home are not.
Before getting too far into a property, it can be helpful to ask about things like:
• Property taxes
• Homeowners insurance
• HOA or condo fees
• Utilities
• Lawn, snow, or exterior maintenance
• Upcoming repairs or replacements
Two homes with similar prices can feel very different once the full picture is considered.
The goal is not to find a home with no expenses.
It is to understand what you are stepping into before you make the decision.
A little homework upfront can help you choose a home that fits more comfortably long after closing.