Ryan Richards With Northpoint Mortgage - NMLS #1987735

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Westborough, MA
Ryan Richards With Northpoint Mortgage - NMLS #1987735

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We serve the lending needs of real estate professionals, builders, investors, and homebuyers throughout the US. NMLS #1987735 / #22645

Licensed in CT, FL, MA, ME, NC, NH, PA, RI, SC, TN, & VT.

11/02/2026

2012 vs. today: the real estate market is unrecognizable.

Jenn and I talk about some of the changes in the market that have happened in the last decade or so.

If you’re getting ready to buy, but haven't been on the market in a while, the most important first step is setting the right expectations with your team.

11/01/2026

If family is helping with your down payment or closing costs, the money doesn’t need to be transferred until you’re under contract.

But before it moves, check with your lender so the transfer is properly documented. A clean paper trail keeps your approval on track.

Questions about where to start? Send me a DM.

11/01/2026

Grateful to support the second annual We Close Deals Team Golf Tournament! ⛳️

Huge shoutout to Erin Messier, REALTOR® and Chelsea Brennan | REALTOR® | Massachusetts for putting together a great day for an even better cause, raising funds for the Scholastic Sports Zone Foundation to help bring AEDs to our schools.

Already looking forward to next year. Hopefully someone finds all the balls I left out there… 😂

10/30/2026

The smoothest home purchases start long before the first showing.

Brooke and I break down what we each do when buyers come to us early.

On my side, it’s reviewing your finances, your comfort level, and your savings. Then finding ways to improve them if needed.

On Brooke's, it’s education, exploring neighborhoods, and tracking market trends.

Want to buy in 2027? DM us to get started, or join our free upcoming home buying class.

You’ll thank me later.

10/30/2026

Two podcasts in one week? Well we couldn't let our Halloween episode wait until AFTER the holiday...

What would you do if your financing contingency passed and your $10,000 deposit went with it?

In this episode of The Long Game Podcast, I share three real stories from the past year to mark Halloween: a buyer who lost an earnest money deposit, a near miss with vacant land fraud, and an investor stretched too thin. The goal is practical lessons you can use before the same thing happens to you.

If you’re buying a home, wiring money for a closing, or building a rental portfolio, this episode will help you spot the costly mistakes before they happen.

Watch on YouTube + listen on Spotify or Apple Podcasts! Link in bio.

10/29/2026

A drop in home value only matters if you sell.

Picture buying a house right before the 2008 crash and watching its value fall soon after.

Painful, right?

But if you held onto it, there’s a strong chance that home is worth far more today than you paid.

If you’re buying a home you plan to keep for years, don’t get caught up in what the market is doing this month. Focus on the opportunities available right now.

Full episode is live now on YouTube, Apple, and Spotify. Link in bio.

10/29/2026

When you’re always chasing the next goal, it’s easy to lose sight of how much you already have.

Jenn shared how community service keeps her grounded. As high achievers, we can develop blind spots, and giving back is a reminder of how fortunate we are to have our health, a roof over our heads, and careers we love.

Hard times can fall on anyone, and showing up for people matters whether you know them or not. Grateful to work alongside partners like Jenn who lead with that mindset.

10/29/2026

Big week for mortgage rates. The Fed held steady, economic growth remains strong, and inflation is still elevated.

Here’s what it means for rates and what I’m watching next. 📉📈

10/28/2026

A 1% rate jump and a seasonal slowdown, all in the same 90 days.

That’s the reality heading into the end of 2026.

Higher rates are cutting into buyers’ purchasing power, and fall always brings fewer buyers as priorities shift toward school and the holidays. But every market reacts differently, and New England plays by different rules than places like Texas or Florida.

Full episode is live now on YouTube, Apple, and Spotify. Link in bio.

10/28/2026

We're providing FREE professional holiday photos for you and your family on November 14th at The Holiday House, our community appreciation event!

On top of that, you can enjoy live music, local vendors, giveaways, and more!

Tickets are free, so bring your friends, your family, and enjoy the holiday spirit with your community.

More info in bio, we'll see you there!

Address

204 Turnpike Road
Westborough, MA
01581

Telephone

+15085071060

Website

https://linktr.ee/ryanrichardsmortgage, https://calendly.com/ryanrichardsrealestate, https://ryanrichardsofficial.com/

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