Expedition Insurance Services

08/18/2026

Hospital Prepayment Requirements Add New Wrinkles to Patients’ Financial Responsibility

Hospitals and other medical providers are increasingly asking for payment before providing care, collecting more of what patients might owe as rising insurance deductibles add to Americans' financial pressures.

Hospitals and other medical providers are increasingly asking for payment before providing care, collecting more of what patients might owe as rising insurance deductibles add to Americans' financial pressures.

08/11/2026

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverage.

Some life events trigger a Special Enrollment Period, a 60-day window before or after the event during which you can enroll in or update your coverage outside the standard Open Enrollment Period. If any of the following have happened in your household over the past year, it may be worth a conversation:

🔵Getting married, divorced, or welcoming a new child into your family
🔵Moving to a new ZIP code, county, or state
🔵Turning 26 and coming off a parent's plan, or losing job-based coverage
🔵Changes in your income or household size
🔵Turning 65 and becoming eligible for Medicare, or becoming a U.S. citizen

If anything on that list sounds familiar, we'd love to connect to see how we can help you during a Special Enrollment Period. Give our team a call at (515) 996-6030, and we can get started.

08/11/2026

Same Knee Surgery, Twice the Price: Hospital Monopolies Push Up Healthcare Costs

A federal disclosure rule is offering new insight on the effect of healthcare monopolies on pricing, following a wave of U.S. mergers.

A federal disclosure rule is offering new insight on the effect of healthcare monopolies on pricing, following a wave of U.S. mergers.

08/10/2026

If your spouse is approaching Medicare eligibility and you're still covered by an employer health plan, there are a few important things to consider together. Swipe through to see what to keep in mind as you explore the best path forward.

Have questions about Medicare enrollment options for your household? Our team is here to help you explore your choices. Contact us at (515) 996-6030 today.

08/06/2026

Naming a beneficiary for your life insurance policy may seem straightforward, but small mistakes commonly create unexpected complications for loved ones. Swipe through for some key pitfalls to avoid.

Making informed decisions about your life insurance beneficiaries can help avoid legal and financial challenges. Need guidance? Contact our team at (515) 996-6030 today!

07/29/2026

Summer can bring a sense of freedom. The freedom to travel, explore, try new things, and make memories that last a lifetime.

Knowing that your health insurance has your back, no matter where the season takes you, can make the freedom summer brings that much more enjoyable. Our team is here to help guide you through your options and help you make the most of your coverage.

Give us a call today at (515) 996-6030, and let us help ensure your health plan is ready to give you the freedom to enjoy every moment.

07/22/2026

Medicare questions are easier to resolve when you know who to call.

From billing and claims to referrals and coverage questions, contacting the right place can save time, reduce errors, and keep everything moving smoothly. Swipe for contact details so you can get the answers you need, faster.

If you’re ever unsure where to start, our team is here to help you navigate your coverage with confidence. Our clients have the bonus of free lifetime billing and claims service through our office! Give us a call today at (515) 996-6030, and we can get started.

07/15/2026

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadlines hit.

When you start exploring your Medicare options early, you give yourself time to understand what is actually covered, compare plans that fit your doctors and prescriptions, and avoid last-minute stress or rushed decisions.

A simple conversation now can make your AEP enrollment window choices between October 15th to December 7th clearer, calmer, and more confident.

If you’re unsure where to start or what to ask, reach out at (515) 996-6030. We’re here to walk with you through your Medicare questions, step by step.

07/08/2026

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re away from home.

Many people assume their coverage will follow them no matter where they go, but that’s not always the case. Depending on your plan, factors such as provider access, network rules, and even geography can affect what’s covered and how much you may pay out of pocket if you need care while you’re away from home.

The good news is that a little planning ahead of your trip can help you avoid surprises and feel more confident if something unexpected comes up while you’re traveling. Swipe for a few things to keep in mind as you prepare for any summer travel.

If you’d like help reviewing your plan to fully understand your policy ahead of any summer travel, we’re always happy to lend a hand. Just give us a call at (515) 996-6030 and we can get started.

07/04/2026

Cue the fireworks and fire up the grill! This July, we’re not just celebrating Independence Day, we’re also celebrating 250 years as a nation.

However you’re celebrating the Fourth of July, we hope it’s filled with great food, good company, and a sky full of fireworks. Our team wishes each of you a happy, safe, and memorable Fourth of July!