Conterra Ag Capital

Conterra Ag Capital Conterra Ag Capital is dedicated to financing American agriculture

Conterra is headquartered in West Des Moines, Iowa and is dedicated to financing American agriculture. We bring our nationwide experience to offer real estate financing that meets the needs of a wide range of borrowers. Whether it is long-term fixed rates, transitional financing, or bridge financing through Conterra's managed funds, we can work with farmers and ranchers through the toughest agricu

lture cycles. Our staff is comprised of ag lending professionals who have a long history of working with borrowers and lenders alike to deliver creative solutions for agricultural landowners. Conterra believes that a successful relationship starts with a strong personal connection and includes industry-wide priorities like confidentiality and trust.

Nobody in agriculture expects every year to be an easy one.There are good years, tough years, and plenty that don’t turn...
09/03/2026

Nobody in agriculture expects every year to be an easy one.

There are good years, tough years, and plenty that don’t turn out anything like you thought they would.

We’ve been through enough of them with our clients to know that the tough years are often when staying in the conversation matters most.

That's grit. That's what a long-term relationship should look like.

Trisha Lillie is the person who remembers what you mentioned six months ago and asks how it turned out.Maybe it was some...
09/02/2026

Trisha Lillie is the person who remembers what you mentioned six months ago and asks how it turned out.

Maybe it was something happening with the dairy. A decision you were weighing. A change you were considering for the operation.

She remembers because she was listening the first time.

After her years in ag lending, Trisha knows the numbers matter. As does everything happening around them.

Momentum matters.The financing process should help you keep moving, not create unnecessary stops along the way.
09/01/2026

Momentum matters.

The financing process should help you keep moving, not create unnecessary stops along the way.

Higher corn and soybean prices are welcome after months of tighter margins. But the price on the screen and what reaches...
08/31/2026

Higher corn and soybean prices are welcome after months of tighter margins. But the price on the screen and what reaches the operation are still two different numbers.

Yield, contracted bushels, local basis and harvest costs all determine how much of the rally makes it through.

That’s why two farms watching the same market can finish harvest in very different positions.

Higher prices help. The bigger question is what they leave on the balance sheet heading into 2027.

There isn’t one financial question we’re hearing from producers right now.A conversation about buying land may turn into...
08/26/2026

There isn’t one financial question we’re hearing from producers right now.

A conversation about buying land may turn into one about working capital. A question about refinancing may have more to do with cash flow than interest rates. And sometimes the call comes before there’s even a financing need on the table.

The questions have changed a little. More importantly, so has the thinking behind them.

Our latest Farming America article looks at what producers are asking about agricultural financing and what those conversations tell us about the decisions being made right now.

See what we’re hearing: https://www.conterraag.com/agricultural-financing-questions/

Cattle prices we're seeing now were years in the making. July placements were the lowest for the month since USDA began ...
08/25/2026

Cattle prices we're seeing now were years in the making. July placements were the lowest for the month since USDA began tracking them in 1996.

But tight supplies don't guarantee a straight line for prices. Imports, policy changes and high replacement costs can change the math quickly.

If today's market is opening an opportunity, let's look at how the financing holds up if conditions change.

It's usually the small things that deserve the longest conversation.Not because they're deal breakers, but because under...
08/24/2026

It's usually the small things that deserve the longest conversation.

Not because they're deal breakers, but because understanding them changes how you look at the whole operation.

Not every alternative financing conversation starts because something went wrong.Sometimes the operation has changed.A p...
08/21/2026

Not every alternative financing conversation starts because something went wrong.
Sometimes the operation has changed.

A purchase is on the horizon. Ownership is shifting. Cash flow looks different than it did a hew years ago.
Those are the moments when a traditional loan may not be the best fit. Sometimes a different structure makes more sense.

That's why Conterra offers alternative lending designed around the situation, not just the loan.

Expertise isn't measured by how many loans you've closed. It's measured by the confidence you leave behind after the con...
08/19/2026

Expertise isn't measured by how many loans you've closed. It's measured by the confidence you leave behind after the conversation.

The right perspective helps producers make informed decisions and keep moving forward.

We've met a lot of people over the years who make their living from the land.One thing they've all had in common is they...
08/18/2026

We've met a lot of people over the years who make their living from the land.

One thing they've all had in common is they don't spend much time talking about how hard things are. They talk about what needs to get done next.

We've always respected that.

Address

Conterra Ag Capital 5465 Mills Civic Parkway, Suite 201
West Des Moines, IA
50266

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18553813451

Website

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