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Utah Housing Corporation

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West Valley City, UT
Utah Housing Corporation

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Utah Housing Corporation is Utah's Housing Finance Agency.

Our team continually strives to create innovative and affordable home loan programs to help hard-working, low-or-moderate-income Utah individuals and families achieve their dream of homeownership. Utah Housing Corporation was created by Utah legislation in 1975, to serve the public purpose of generating an adequate supply of money for mortgage loans at interest rates to provide affordable housing for low and moderate income persons.

10/27/2026

Homeownership may be closer than you think!

Utah Housing Corporation was proud to participate in the 2026 Women in the Money Financial Empowerment Conference on October 23! Our team enjoyed connecting with attendees at our booth and sharing how UHC's mortgage programs and down payment assistance (DPA) can help make homeownership more attainable.

UHC also led a breakout session focused on preparing to purchase a home, highlighting a few important things prospective homebuyers should know:

**You don't need a 20% down payment.** There are mortgage options that require much less upfront.
**You don't need perfect credit.** An excellent credit score isn't necessarily required to qualify for a mortgage.
**Down payment assistance is available.** In addition to UHC's DPA programs, many Utah cities and municipalities offer assistance with down payments and closing costs.
**It all starts with a conversation.** Even if you're not quite ready to buy a home, exploring your options now can help you prepare for the future.

Thank you to everyone who stopped by our booth or attended our breakout session! At Utah Housing Corporation, we believe that understanding your options is an important first step toward achieving homeownership.

Learn more about our mortgage and down payment assistance programs at www.utahhousingcorp.org

10/22/2026

The federal Low-income Housing Tax Credit (LIHTC) program reaches a significant milestone today as the nation’s most effective financing tool for the development of affordable rental housing turns 40 years old.

Created under the Reagan administration as a part of the Tax Reform Act of 1986, LIHTC leverages private equity to finance the development of affordable multifamily units ranging from permanent supportive housing to workforce housing. The shift in affordable housing production from a direct government-build model to a public-private partnership structure attracts equity investments from major corporations and banks to reduce upfront construction costs, thus passing on the savings in the form of rent-restricted units for lower income households.

Utah Housing Corporation (UHC) is Utah’s designated allocator of federal LIHTC which has financed over 43,000 affordable units in Utah and between 3.3 and 3.7 million affordable units nationwide. UHC’s CROWN program also utilizes LIHTC to finance rent-to-own single-family homes, providing homeownership opportunities to Utahns who would otherwise be unable to purchase home. UHC is proud to celebrate LIHTC on its 40th birthday and all that it does to provide affordable, stable housing for Utahns!

10/22/2026

Utah Housing Corporation (UHC) is proud to support the Women in the Money Financial Empowerment Conference, which provides practical guidance on developing financial wellness and success. UHC's session "Keys to the Castle: Making Homeownership Happen" will be presented on Friday, October 23 at 1:30 p.m. We invite all to register and attend to learn about preparing for a mortgage, down payment assistance, grants, and programs designed to make homeownership more attainable.

09/18/2026

Utah Housing Corporation recently celebrated the ribbon cutting for KWB Apartments, a new permanent supportive housing community in Salt Lake City designed to provide deeply affordable homes alongside the services and support residents need to build long-term housing stability.

Located at 44 North 1000 West, KWB Apartments will provide 67 affordable units, including 63 one-bedroom and four two-bedroom apartments for households earning 25% to 35% of area median income.

KWB Apartments goes beyond providing an affordable place to live. All utilities will be covered by the project, and residents will have access to on-site supportive services and individualized case management. Additional amenities include life skills classes, free wireless internet in every unit, indoor bike storage and a clubhouse, with Madsen Park located directly adjacent to the project.

The project is anchored by a community service facility that will help create a broader continuum of onsite and community-based wraparound services. First Step House will use this integrated approach to help residents address barriers to housing stability, improve health and well-being, and build greater independence.

UHC supported the financing of KWB Apartments through approximately $11.3 million in equity generated by federal 9% Low-Income Housing Tax Credits, along with approximately $3.4 million in equity from State Housing Tax Credits.

KWB Apartments demonstrates how affordable housing and supportive services can work together to create a foundation for stability, independence and long-term housing success.

09/15/2026

If you haven't heard, we've moved to a new office! Utah Housing Corporation is now located at 2783 S Leadership Court, Suite 100 just a couple of miles southwest of our old office on Lake Park Boulevard. Our main phone numbers are all the same.

09/15/2026

Utah Housing Corporation was proud to join Artspace and project partners to celebrate the completion of Norbridge Court, a newly rehabilitated affordable housing community in the heart of Salt Lake City.

Norbridge Court provides 62 affordable apartments for residents earning 20% to 80% of area median income (AMI), including five units reserved for people experiencing chronic homelessness. The development also brings new opportunities for community connection through ground-floor commercial and creative spaces, including a bookstore and cafe, bike shop, clothing store, spaces for local artists and arts education, and a new gallery operated by Artspace.

Norbridge Court represents a new chapter for a development with deep roots in Salt Lake City's creative community. The property is a re-syndication and rehabilitation of Bridge Projects, the first new-construction project completed by Artspace in 2001. That original development provided 62 Low-Income Housing Tax Credit (LIHTC) apartments alongside commercial space for a bookstore, cafe, retailers, nonprofits, and small businesses.

Artspace is a nonprofit developer founded by artists in need of affordable places to live and work. Since its founding, the organization has developed affordable mixed-use projects that combine housing with spaces for artists, cultural organizations, nonprofits, and small businesses, with the goal of creating stable, vibrant, and safe communities.

UHC supported the revitalization of Norbridge Court by awarding $1.39 million in federal 9% LIHTC, generating approximately $12.5 million in equity toward the project. With convenient access to Pioneer Park and TRAX, and amenities including a fitness center, computer room, indoor bike storage, and in-unit laundry, Norbridge Court demonstrates how reinvesting in existing affordable housing can preserve homes while creating new opportunities for residents and the surrounding community.

09/08/2026

Utah Housing Corporation was proud to support the completion of Switchpoint Red Hills, a 110-unit affordable housing development in St. George that provides permanent supportive housing (PSH) for individuals earning 25%, 33%, and 35% of area median income. As the only PSH project in St. George, Switchpoint Red Hills serves individuals transitioning out of homelessness, veterans, and people with disabilities.

UHC helped make the project possible by awarding federal 9% Low-Income Housing Tax Credits that generated approximately $12.6 million in equity, along with State Housing Tax Credits valued at approximately $6 million. The development combines 50 remodeled units with 60 newly constructed units, expanding access to stable, affordable housing in a community where the need continues to grow.

Switchpoint provides on-site case management and clinical services, along with life-skills classes focused on health, nutrition, transportation, government assistance, and job readiness. Residents also have access to a clubhouse, fitness room, and other community amenities designed to support their journey toward greater stability and independence.

Projects like Switchpoint Red Hills demonstrate how affordable housing can be a foundation for lasting change—connecting people with not only a safe place to call home, but also the services and support they need to move forward.

08/19/2026

For Emily Ross, homeownership once felt out of reach. After renting for most of her adult life, she said she had come to believe she would be a “forever renter.” Now, thanks to the CROWN program, Emily and her family have a new opportunity: a home of their own.

Emily is one of six future homeowners at Parkview Place in Heber City, a newly completed development of four-bedroom, two-bath townhomes. The homes will rent to households earning 55% of the area median income, while providing residents with a pathway toward purchasing their homes.

“I’m just grateful to be able to have this dream come true for me and my family,” Emily said at the Parkview Place ribbon cutting.

Parkview Place is part of Utah Housing Corporation’s (UHC) CROWN program, which uses federal 9% Low-Income Housing Tax Credits (LIHTC) to help finance the development of affordable homes that can be purchased at a very affordable rate after 15 years of occupancy.

UHC awarded the project federal 9% LIHTC that generated approximately $2.18 million in equity. UHC also provided a $2.75 million construction loan, along with permanent financing and development consultation services. These resources, along with those provided by project partners Mountainlands Community Housing Trust and Bank of Utah, helped turn six new homes in Heber City into an opportunity for families to build stability and wealth through homeownership.

For Emily, that opportunity means more than a new house. It means a place for her, her husband, and their youngest son to call home—and a chance to achieve the American dream she once thought might never be possible.

07/22/2026

Utah Housing Corporation (UHC) joined Housing Connect, Brinshore Development, The Richman Group, Citibank, and other project partners in celebrating the groundbreaking for Kearns Station Apartments yesterday. The project will include the rehabilitation of 32 units of the Kearns Mountain View housing community, and the construction of 50 new units.

A major benefit to the community will be the inclusion of a new childcare facility that will be run by Smart Kids Development Center, which currently operates a nearby campus in Kearns. With reduced rents for residents earning 50% to 70% of AMI, Kearns Station Apartments will bring much-needed affordability to assist residents on a pathway to prosperity. “Housing stability is at the core of what allows people to become their best selves,” remarked Steve Waldrip during the groundbreaking ceremony. Waldrip serves as Senior Advisor for Housing Strategy and Innovation for the Governor of Utah, as well as a member of UHC’s Board of Trustees.

UHC supported the financing of Kearns Station with a federal 4% Low-income Housing Tax Credit award valued at approximately $15,768,016 in aggregate, in addition to issuing $10,900,000 in private activity bonds to the project, which is expected to be completed around July 2028.

07/02/2026

Utah Housing Corporation (UHC) extends congratulations to B3 Real Estate Holdings, LLC—the developer of Valley West—which won the 2026 Rural Project of the Year Award presented by Utah Housing Coalition. Valley West is a newly-constructed affordable housing development in Gunnison. The highly anticipated project includes 20 tax credit units for tenants earning 25% to 50% of area median income (AMI), with a mix of two- and three-bedroom floorplans. Special set-asides include ADA units, and units for veterans, victims of domestic abuse, and people experiencing homelessness.

UHC awarded 9% federal Low-Income Housing Tax Credits (LIHTC) that generated an estimated $6,156,009 in equity into the project, as well as State Housing Tax Credits that provided approximately $825,000 in additional equity.

Valley West marks the first development in Gunnison financed by LIHTC and rents at an estimated 14% to 63% below market rate, bringing affordable rental housing to a rural area in Utah that has historically been without.

Address

2783 S Leadership Court, Suite 100
West Valley City, UT
84120

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

+18019028200

Website

https://utahhousingcorp.org/

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