David Wright

08/28/2026

Thinking about updating my profile picture.
This one is only about 26 years old, so apparently I’m still safely within the real-estate industry standard.

08/27/2026

https://youtu.be/vZIObbRBXJ0
Quick 2 min video explaining what it means and costs to
"buy down the rate"

What does it really mean to buy down a mortgage rate—and how much d...

08/24/2026

Updated guidelines:
Dscr seasoning:

Cash Out Seasoning – Properties Owned > = 3 Months: Use the Current Appraised Value

08/06/2026

Another first time home buyer and another 5 star review!
While I'm great with first time home buyers, I specialize in NonQm.
Bank statements, no doc, 1099, back taxes, DSCR, etc...

07/31/2026

06/18/2026

BREAKING: The Fed held rates steady Wednesday, but officials are no longer signaling cuts — and some now see higher rates ahead.

Kevin Warsh's first meeting as chairman ended with rates unchanged at 3.5%-3.75%, while policymakers dropped their previous outlook for a cut this year.

The updated projections suggest the Fed is prepared to keep policy tighter for longer, with several officials now anticipating the possibility of a rate hike in 2026 as inflation remains stubbornly above target.