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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Prosperity Home Finance NMLS# 1095758

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United States
West Palm Beach, FL
Prosperity Home Finance NMLS# 1095758

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Prosperity Home Finance NMLS # 1095758, Financial service, 516 29th Street, West Palm Beach, FL.

Types of loans provided
FHA loans
VA loans
USDA loans
Reverse Mortgages
Investment property
No income verification loans
New construction loans
Commercial loans

10/31/2026

Happy Halloween! 🎃 Wishing you more treats than tricks tonight. Have a safe and spooky night.

10/28/2026

The Federal Reserve held its benchmark rate steady today, keeping the federal funds rate at 3.75% to 4.00%.

• HELOCs and many ARMs are tied to indexes that generally move with the Fed's rate, so their rates stay put for now.
• Fixed mortgage rates follow Treasury and mortgage-bond (MBS) yields, so they can still move day to day without a Fed change.

Shopping for a home? Rate locks commonly run 30 to 60 days depending on the lender, so it's worth matching yours to your closing date. The next Fed decision is December 9.

10/24/2026

The equity built in a home can be a powerful tool. Options like a cash-out refinance or a home equity line of credit (HELOC) can help fund renovations, consolidate higher-interest debt or cover major expenses. Each option has its own costs and considerations, and both are secured by your home, so it pays to compare rates, fees and repayment terms before choosing.

10/22/2026

Family wants to help with the down payment? Many loan programs allow gift funds from relatives toward a down payment and closing costs. A signed gift letter and a clear paper trail for the transfer are usually required, and who can give and how much generally depends on the loan program. Sorting out the details before any money moves keeps things smooth.

10/17/2026

An appraisal that comes in lower than the purchase price does not have to end the deal. Options can include renegotiating the price, covering the difference, requesting a reconsideration of value through the lender or, depending on your contract, walking away. Knowing these options ahead of time makes it easier to act quickly if the value comes in short.

10/12/2026

Happy Columbus Day! Whether it’s your first home or your next one, the journey is smoother when you know your budget and financing options before you start looking.

10/10/2026

A refinance could help lower your monthly payment, shorten your loan term, switch from an adjustable rate to a fixed rate, or tap into your home equity. Curious whether the numbers make sense right now? It depends on your current rate, how long you plan to stay in the home, and the closing costs of refinancing.

10/08/2026

Saving for a down payment is one of the biggest hurdles for many buyers. The good news? Down payment assistance programs may help, and they can come as grants, forgivable loans, or low-interest second loans. Eligibility generally depends on income, purchase price, location, and sometimes a homebuyer education course. Some assistance may need to be repaid if you sell or refinance within a set period, and not every lender works with every program, so ask which ones fit your loan.

10/03/2026

They sound similar, but they're not always the same. Lenders use these terms a little differently, but a pre-qualification is generally a quick estimate based on the information you share. A pre-approval, by contrast, typically includes a review of your credit, income, and assets. When it's time to make an offer, a pre-approval usually carries more weight with sellers.

10/01/2026

Address

516 29th Street
West Palm Beach, FL
33407

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://prosperityhomefinance.com/

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