Total Credit Rehab

11/13/2019

09/13/2019

Banks prefer to do new cars because of the warranty and the factory rebates that make getting the car at a lower price then what's really worth.
Another thing will be the car you are considering. NEW cars with good, high rebates are more easily bought by banks than cars offering no factory incentives.
But if you must assist on getting a pre-own cars. You would look pretty impressive to the banks if the car fall with a few factors: - 3 years or less - No more then 40k - No accidents

09/11/2019

What's the maximum amount of monthly payment you can afford based on your income?
Banks like to see 15% or less of your gross monthly pay as a car payment. So if you gross $4,000/mo. pay, a comfortable payment should be under $600 per month.

09/09/2019

You can get a pretty good estimate by following the "Rule of 18" based on what you feel is a comfortable monthly payment. Let me explain.
You decide you can comfortably afford a payment of $450/month:
-Take your $450 and divide by 18. That gives you 25. -Multiply that 25 1000 = 25000, or in other words, $25,000
Now, keep in mind this total includes sales tax, title and dealer fees. So you would be safe to back $2500 out of that total.

09/06/2019

The 4 factors of buying a car
Regardless where your FICO falls, there are four (4) other things that will determine the amount of your loan.
The first would be your income and job history.
The second would be cash down.
The third would be cash down.
The fourth would be cash down.
***The more of #2, #3, and #4 you can do, the better the odds. ***

09/04/2019

!! !! !! Car Buying Tips !! !! !!
Your credit score IS a big part of getting a bank approval.
If your FICO is 700 or higher, you're gold.
If your FICO is 640 to 699, you're silver.
If your FICO is 600 to 639, you're bronze.
If your FICO is under 600, you're pretty much lead.

09/02/2019

Good afternoon business owners... Regardless of your credit situation you can build corporate credit. That’s the benefit of being a business owner, creating two separate profiles. Let’s get started.

💰If you’re serious about taking steps to build your business credit & secure funding that’s linked only to your Company EIN, click the link below to book your Free Over The Phone Business Credit consultation now.
🚨 https://bit.ly/2EMTJU0 🚨