07/20/2026
Free Home In Florida? I'll bet you never saw Florida this way!
Have you been thinking about Florida? Let me help you think it through based on my background in finance.
You've been asking the wrong question about Florida. 🌴
Many ask: 'Why is Florida so popular?'
The better question: 'How much of a FREE home can I afford?'
Here's the math that changes everything:
For every $1,000 of home purchase price in Florida = approximately $6/month in all-in costs (mortgage, taxes, insurance, HOA) based on a 20% down payment (ie $500k price = $3,000/mo payment (500 x 6))
Now look at what your state and city are taking from you right now at $500,000 income:
🔴 NYC: $73,880/yr in taxes → pays for a $1,026,000 Florida home
🔴 NJ: $53,750/yr → pays for a $747,000 Florida home
🔴 DC: $49,750/yr → pays for a $691,000 Florida home
🔴 Maryland: $44,750/yr → pays for a $622,000 Florida home
🔴 Connecticut: $34,950/yr → pays for a $485,000 Florida home
🔴 Virginia: $28,750/yr → pays for a $399,000 Florida home
Florida income tax: $0.
You're not moving to Florida for the weather (though 233 sunny days a year doesn't hurt). You're moving because you're exchanging a tax bill for a home — and in Florida, you get to keep it!
I'm a realtor with Brown Harris Stevens serving Palm Beach County. I've been in real estate for 30 years — as an investor, developer, and lender — across 4,000 transactions and 1.5 billion dollars in real estate. The math on this move is the most compelling I have seen in three decades and this is the type of analysis you should expect from your realtor.
DM me your income and your state. I'll send you the exact number — the Florida home your tax savings can cover — for free. No pitch. Just the math.
Share with your friends if you find this as crazy as I do!
Thepierpontgroup.com