Claudia Fernández Ruiz Loan Originator

Claudia Fernández Ruiz Loan Originator Loan Originator � / NMLS #: 2091984 / Let’s get you in your dream home �

04/21/2026

Everyone tells you to check the house.
I’m telling you to check the numbers too! 🙇🏽‍♀️

Because what really hits later is not just the appliances or the plumbing; it’s the updated property taxes, how your credit score affects your rate, and whether there’s down payment assistance available that could save you serious money.

Buying a home comes with a lot to think about, but it doesn’t have to feel so heavy when you have the right people guiding you through it. 💪🏽🏠

Comment READY if you want to take the next step! 📲

Want to buy a fixer-upper and roll repairs into one loan? The FHA 203K lets you bundle the purchase and renovation into ...
04/20/2026

Want to buy a fixer-upper and roll repairs into one loan? The FHA 203K lets you bundle the purchase and renovation into a single mortgage! It's one closing, one payment, one interest rate, and one easy path to your dream home. Comment Reno, and I'll send the details.

04/07/2026

Behind every smooth closing is a lender who’s calling, calculating, emailing, and (gladly) stressing so you don’t have to! 😅🏠❤️

Realtors: A buyer being excited does mean they’re ready to buy just yet.The cleanest deals usually start when the paymen...
04/01/2026

Realtors: A buyer being excited does mean they’re ready to buy just yet.

The cleanest deals usually start when the payment makes sense, the funds make sense, and the file has been looked at beyond the surface.

Comment READY or DM me REALTOR and I’ll send you my quick buyer-readiness guide.

03/31/2026

They said financing a high-rise unit like this would be nearly impossible.

Meanwhile… my client already closed and has keys in hand. 🔑

Brickell view, luxury amenities, gorgeous unit and yes, we got it done even with the building still under construction.

So no, your dream of owning a Miami high-rise is not crazy. You just need the right team behind you.

DM me, comment MIAMI, or fill out the link in my bio and let’s talk about your options.

If buying is on your mind this year, don’t wait until you’re “ready” to find out what’s actually being looked at.A lot o...
03/25/2026

If buying is on your mind this year, don’t wait until you’re “ready” to find out what’s actually being looked at.

A lot of buyers are closer than they think and others are making small mistakes that hurt them without realizing it.

Comment CHECKLIST or DM me BUY and I’ll send you my Homebuyer Readiness Checklist.

This post breaks down what Trump’s “Big Beautiful Bill” may change for 2025 filings: SALT cap, itemizing vs. standard de...
03/12/2026

This post breaks down what Trump’s “Big Beautiful Bill” may change for 2025 filings: SALT cap, itemizing vs. standard deduction, mortgage/HELOC rules, energy credits, and new deductions (tips/overtime/seniors/auto loan interest) plus the child account program we’ve been hearing about.

I’m not a tax professional and this isn’t tax advice. I’m sharing because my work is in finance and as a loan officer, your tax returns are a major factor in loan qualification. My job is to help you be prepared and not surprised.

Save/share with a buyer and confirm your situation with a tax pro.

DM me any questions and if you’ve already filed your taxes, message me and I’ll help you estimate how much you may qualify for on a home. 🏡

03/10/2026

Summer is finally approaching and Florida is feeling like the sunshine state once again! 🌅 Now’s the time to consider buying a home here to live or as an investment property and I can help with that! 😉🏠

Hi, I’m Claudia Fernandez, Loan Officer, NMLS 2091984, and I ca help you get qualified to buy here in the beautiful sunshine state! 📲❤️

03/07/2026

This one’s for those wondering “what are these closing costs I have to pay?” when you’re buying a home

They’re important fees that finalize the purchase, protect you long term and ensure that you’ll be rightful owner of the property! 🏠

Address

West Palm Beach, FL
33401–33422

Telephone

+15613519825

Website

Alerts

Be the first to know and let us send you an email when Claudia Fernández Ruiz Loan Originator posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category