Planet 850 Financial Consulting

08/09/2022

Equifax...... Not again 🥵

08/02/2022

Good Morning 🌤‼️

What's holding y'all back from getting your 850 credit score ? Let's talk about it ⬇️⬇️⬇️

07/08/2022

We will be Out the Office, until Wednesday July 13th.

We will respond back to all inquires, and emails upon return. Have a Great Weekend 🚀

06/14/2022

What is Credit Restoration ? How does it work? MUST WATCH VIDEO 🚀

06/08/2022

Whatever you do.. don't close that credit card 💳 ❌

05/30/2022

05/10/2022

Credit/ Lifestyle tip of the day 💕

Step 1: Use the credit card to buy what you need.
Step 2: Use the credit card points, to buy what you want. 🚀

04/11/2022

9 times out of 10, your Student Loans are the oldest accounts on your Credit Report. Removing them will also damage the age of your credit, which makes up 15% of your score.
It is better to just clean them up in some cases instead of completely removing them. 🚀

04/01/2022

Here are a few resources:
Experian.com(FREE Account)
1 FREE copy -If your application for credit, employment, insurance, or other benefit has been denied or another unfavorable action has been taken against you, based on information in your credit report.
1 FREE copy a year- Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.

03/30/2022

Credit Ed 101:

5 Factors make up your FICO score. 🚀

Payment History- 35%
-Are You Making On-time Payments

Credit Utilization- 30%
-How much of your limit are you using

Length of credit history- 15%
-How old are your accounts

Credit Mix- 10%
- Do you have installment AND revolving accounts

New Credit-10%
-How many new credit accounts are you applying for