David A. Hammer, Financial Planner

10/06/2026

Discover how the professional athlete market, a multi-billion dollar industry, operates beyond Wall Street's usual self-interest. This approach shifts focus back to the family's favor.

09/03/2026

The Treasury yield is spiking, and the market is signaling a major problem. When short-term interest rates are higher than long-term rates, it typically means a recession is on the horizon. Understanding these signals is key.

09/03/2026

The Treasury yield is spiking, and the market is signaling a major problem. When short-term interest rates are higher than long-term rates, it typically means a recession is on the horizon. Understanding these signals is key.

08/31/2026

Think of retirement planning like a Swiss Army knife. You have different tools for different needs – a corkscrew, a small knife, a bottle opener. It's all about the options and the flexibility available to you.

08/27/2026

Interest rates on 30-year Treasuries have surged from 1% before COVID to 5.3%. This signals the bond market's distrust in the US economy's stability, impacting its role as a safe haven. Investors demand higher rates to bet on the US.

08/26/2026

Bond yields are skyrocketing, and the Fed is in emergency action, yet nothing seems to work. Once a safe haven, US Treasuries now reflect deep uncertainty about the economy. Investors demand higher rates for betting on America.

08/13/2026

Money sitting in old 401(k)s or IRAs has a silent partner: the IRS. At some point, Uncle Sam will ask for his piece of the pie. Understand the implications of tax-advantaged accounts.

08/10/2026

Continuously educate clients between interactions. Set expectations for regular video updates. Understand their learning style (auditory/visual) and provide tailored snippets to keep them invested. This ensures buy-in and active participation in the process.

08/07/2026

07/03/2026

Fear hold us back, but stepping past it unlocks incredible personal growth. Take that leap, like jumping into a lake despite the fears. Unexpected glory can happen in a flash. All great achievements lie just beyond the fear.