10/19/2026
Open Enrollment 101: key dates and options for 2027
Medicare's Annual Enrollment Period runs October 15 through December 7. During AEP, people with Medicare can join, switch or drop a Medicare Advantage or Part D plan, or move between Original Medicare and Medicare Advantage. Changes start January 1. Medicare.gov suggests reviewing the changes to decide whether the plan will still meet a member's needs next year.
Some plans are not renewing for 2027. Moneywise reports that about 990,000 people nationwide could lose their current Medicare Advantage plan for 2027. Here is how that works, according to Medicare.gov:
• Members get a separate non-renewal letter from the plan.
• A member who does not choose a new plan returns to Original Medicare when the plan ends.
• A Special Enrollment Period runs December 8 through the end of February for members whose plan is not renewing.
• Members returning to Original Medicare may have a special right to buy certain Medigap policies, generally within 63 days after the plan coverage ends. The letter is proof of that right, so it is worth keeping.
Schedule a complimentary plan review with a licensed insurance agent at The Sosa Insurance Group: in-home, at our West Orange office, by Zoom, or by phone. Call 1-800-552-1934 or visit thesosainsurancegroup.com/aep-plan-review.
Source: Moneywise, "Did you get your ANOC letter?" (Oct 15, 2026). https://moneywise.com/a/ch-hyb/medicare-advantage-anoc-retirees-plan-cuts-2027
Facts on enrollment periods and plan letters: Medicare.gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan
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We do not offer every plan available in your area. Currently we represent 7 organizations which offer 33 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE and Medicare TTY 1-877-486-2048 are available 24 hours a day, 7 days a week. The Sosa Insurance Group is a Third-Party Marketing Organization (TPMO) that connects Medicare-eligible individuals with licensed insurance agents. The Sosa Insurance Group is not connected with or endorsed by the United States government or the federal Medicare program. A Scope of Appointment (SOA) is required before discussing specific plan details.
