Academy Insurance and Financial Services

07/19/2022

Indexed annuity products could provide retirees significant value in uncertain economic times. With several market corrections over the recent days, it's important that we acknowledge the value of stability. Those who owned principal protected indexed annuities DID NOT experience any loss during any of these market corrections and the guaranteed income amounts paid to retirees

Randall Richardson
318/372-5992

06/02/2022

Protect Your Retirement Savings !

Indexed annuities protect principal and participate in index growth, locking in gains with annual value step-ups. Once the interest is locked-in on the contract anniversary, it is principal protected—providing upside potential.

Call me for more information.
Randall Richardson
318/372-5992

05/31/2022

Indexed annuity products could provide retirees significant value in uncertain economic times. With several market corrections over the recent days, it's important that we acknowledge the value of stability. Those who owned principal protected indexed annuities DID NOT experience any loss during any of these market corrections and the guaranteed income amounts paid to retirees DO NOT change during challenging markets.
Call me for more information.
Randall Richardson
318/372-5992

05/31/2022

Indexed annuity products could provide retirees significant value in uncertain economic times. With several market corrections over the recent days, it's important that we acknowledge the value of stability. Those who owned principal protected indexed annuities DID NOT experience any loss during any of these market corrections and the guaranteed income amounts paid to retirees DO NOT change during challenging markets.

Call me for more information.
Randall Richardson
318/372-5992

12/01/2021

:10 Great Reasons to buy a Fixed Index Annuity
1 Safety • No stock market fluctuations
• Principal and interest guarantees
2 Tax Deferral • Interest earned is tax-deferred
• No 1099’s (if no withdrawals are taken)
3 Accumulation • Attractive interest rates (plus tax deferral)
• First year interest rate enhancement plus rate options
4 Liquidity • Surrender-free withdrawal features usually limited to 10% free
withdrawal annually in most contracts.1
5 Estate Planning • Proceeds of a fixed annuity are paid directly to the named beneficiary
• Avoids the cost, delay and expense of probate
6 No Sales Charge • 100% of your premium earns interest from day one
7 Flexibility & Control • Between contribution and payout options, there may be a good fit for
many people
8 Diversification • Fixed annuities can play an important role in a well-diversified
investment portfolio
9 Multiple Guarantees • 100% premium guarantee from the issuing insurance company
10 What other accumulation vehicle can give you these 9 things

07/04/2021

Happy Fourth of July America!

04/25/2021

Great retirement information that everyone should hear. Call me to discuss your retirement options.
Randall Richardson
318/372-5992

Nationally syndicated financial columnist Steve Savant interviews Tom Hegna, popular platform speaker, retirement expert and best selling author. Tom has two...

11/12/2020

Retirement getting close? Let’s discuss your options to a happy worry free retirement. Call me!
Randall Richardson
318/372-5992

05/01/2020

LOSING YOUR HEALTH / MEDICARE INSURANCE?

GIVE ME A CALL!

Randall Richardson
318/372-5992

03/04/2020

Without diving too deep, there are two basic types of IRAs and 401(k)s: traditional and Roth. While both have their benefits, determining which type is right for you is dependent on multiple factors, the biggest of which being your age. Should you be contributing to a Roth account at your age?

02/11/2020

Let’s discuss your best retirement options. Call us today. 318/372-5992

Yes, by taking Social Security before your full retirement age you would be locking in a lower benefit for life, but in some cases it can still be a good option. Don't let conventional wisdom substitute for studying your own situation and identifying what makes sense for you.